LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,616
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$41,880
−HK$1,283/mo
Today · 4.125%
HK$43,163
baseline
▲ 0.50% · 4.625%
HK$45,790
+HK$2,627/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$86,326/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,185
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$46,397
−HK$1,229/mo
Today · 4.125%
HK$47,626
baseline
▲ 0.50% · 4.625%
HK$50,137
+HK$2,511/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$95,252/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,740
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$50,256
−HK$1,540/mo
Today · 4.125%
HK$51,796
baseline
▲ 0.50% · 4.625%
HK$54,948
+HK$3,152/mo
Deposit HK$7.12M · loan HK$10.69M · min. income ≈ HK$103,592/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,222
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$55,677
−HK$1,475/mo
Today · 4.125%
HK$57,152
baseline
▲ 0.50% · 4.625%
HK$60,164
+HK$3,012/mo
Deposit HK$7.12M · loan HK$10.69M · min. income ≈ HK$114,304/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,863
−HK$3,566/mo
▼ 0.25% · 3.875%
HK$58,632
−HK$1,797/mo
Today · 4.125%
HK$60,429
baseline
▲ 0.50% · 4.625%
HK$64,106
+HK$3,677/mo
Deposit HK$5.34M · loan HK$12.47M · min. income ≈ HK$120,858/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,259
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$64,956
−HK$1,721/mo
Today · 4.125%
HK$66,677
baseline
▲ 0.50% · 4.625%
HK$70,192
+HK$3,515/mo
Deposit HK$5.34M · loan HK$12.47M · min. income ≈ HK$133,354/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,109
−HK$4,585/mo
▼ 0.25% · 3.875%
HK$75,384
−HK$2,310/mo
Today · 4.125%
HK$77,694
baseline
▲ 0.50% · 4.625%
HK$82,422
+HK$4,728/mo
Deposit HK$1.78M · loan HK$16.03M · min. income ≈ HK$155,388/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,333
−HK$4,395/mo
▼ 0.25% · 3.875%
HK$83,515
−HK$2,213/mo
Today · 4.125%
HK$85,728
baseline
▲ 0.50% · 4.625%
HK$90,246
+HK$4,518/mo
Deposit HK$1.78M · loan HK$16.03M · min. income ≈ HK$171,456/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,957 · Scale 2, in force from 26 Feb 2026)