LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,618
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$41,881
−HK$1,284/mo
Today · 4.125%
HK$43,165
baseline
▲ 0.50% · 4.625%
HK$45,791
+HK$2,626/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$86,330/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,187
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$46,399
−HK$1,229/mo
Today · 4.125%
HK$47,628
baseline
▲ 0.50% · 4.625%
HK$50,139
+HK$2,511/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$95,256/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,741
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$50,257
−HK$1,541/mo
Today · 4.125%
HK$51,798
baseline
▲ 0.50% · 4.625%
HK$54,949
+HK$3,151/mo
Deposit HK$7.13M · loan HK$10.69M · min. income ≈ HK$103,596/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,224
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$55,678
−HK$1,476/mo
Today · 4.125%
HK$57,154
baseline
▲ 0.50% · 4.625%
HK$60,166
+HK$3,012/mo
Deposit HK$7.13M · loan HK$10.69M · min. income ≈ HK$114,308/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,865
−HK$3,566/mo
▼ 0.25% · 3.875%
HK$58,633
−HK$1,798/mo
Today · 4.125%
HK$60,431
baseline
▲ 0.50% · 4.625%
HK$64,108
+HK$3,677/mo
Deposit HK$5.34M · loan HK$12.47M · min. income ≈ HK$120,862/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,261
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$64,958
−HK$1,721/mo
Today · 4.125%
HK$66,679
baseline
▲ 0.50% · 4.625%
HK$70,194
+HK$3,515/mo
Deposit HK$5.34M · loan HK$12.47M · min. income ≈ HK$133,358/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,112
−HK$4,584/mo
▼ 0.25% · 3.875%
HK$75,386
−HK$2,310/mo
Today · 4.125%
HK$77,696
baseline
▲ 0.50% · 4.625%
HK$82,424
+HK$4,728/mo
Deposit HK$1.78M · loan HK$16.03M · min. income ≈ HK$155,392/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,336
−HK$4,394/mo
▼ 0.25% · 3.875%
HK$83,517
−HK$2,213/mo
Today · 4.125%
HK$85,730
baseline
▲ 0.50% · 4.625%
HK$90,249
+HK$4,519/mo
Deposit HK$1.78M · loan HK$16.03M · min. income ≈ HK$171,460/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,978 · Scale 2, in force from 26 Feb 2026)