LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,618
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$41,882
−HK$1,284/mo
Today · 4.125%
HK$43,166
baseline
▲ 0.50% · 4.625%
HK$45,792
+HK$2,626/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$86,332/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,188
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$46,400
−HK$1,229/mo
Today · 4.125%
HK$47,629
baseline
▲ 0.50% · 4.625%
HK$50,140
+HK$2,511/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$95,258/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,742
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$50,258
−HK$1,541/mo
Today · 4.125%
HK$51,799
baseline
▲ 0.50% · 4.625%
HK$54,951
+HK$3,152/mo
Deposit HK$7.13M · loan HK$10.69M · min. income ≈ HK$103,598/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,225
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$55,679
−HK$1,476/mo
Today · 4.125%
HK$57,155
baseline
▲ 0.50% · 4.625%
HK$60,168
+HK$3,013/mo
Deposit HK$7.13M · loan HK$10.69M · min. income ≈ HK$114,310/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,866
−HK$3,566/mo
▼ 0.25% · 3.875%
HK$58,635
−HK$1,797/mo
Today · 4.125%
HK$60,432
baseline
▲ 0.50% · 4.625%
HK$64,109
+HK$3,677/mo
Deposit HK$5.34M · loan HK$12.47M · min. income ≈ HK$120,864/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,263
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$64,959
−HK$1,722/mo
Today · 4.125%
HK$66,681
baseline
▲ 0.50% · 4.625%
HK$70,195
+HK$3,514/mo
Deposit HK$5.34M · loan HK$12.47M · min. income ≈ HK$133,362/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,113
−HK$4,585/mo
▼ 0.25% · 3.875%
HK$75,387
−HK$2,311/mo
Today · 4.125%
HK$77,698
baseline
▲ 0.50% · 4.625%
HK$82,426
+HK$4,728/mo
Deposit HK$1.78M · loan HK$16.03M · min. income ≈ HK$155,396/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,338
−HK$4,394/mo
▼ 0.25% · 3.875%
HK$83,519
−HK$2,213/mo
Today · 4.125%
HK$85,732
baseline
▲ 0.50% · 4.625%
HK$90,251
+HK$4,519/mo
Deposit HK$1.78M · loan HK$16.03M · min. income ≈ HK$171,464/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,992 · Scale 2, in force from 26 Feb 2026)