LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,619
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$41,883
−HK$1,283/mo
Today · 4.125%
HK$43,166
baseline
▲ 0.50% · 4.625%
HK$45,793
+HK$2,627/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$86,332/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$668,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,188
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$46,400
−HK$1,230/mo
Today · 4.125%
HK$47,630
baseline
▲ 0.50% · 4.625%
HK$50,140
+HK$2,510/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$95,260/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$668,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,743
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$50,259
−HK$1,541/mo
Today · 4.125%
HK$51,800
baseline
▲ 0.50% · 4.625%
HK$54,951
+HK$3,151/mo
Deposit HK$7.13M · loan HK$10.69M · min. income ≈ HK$103,600/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$668,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,226
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$55,680
−HK$1,476/mo
Today · 4.125%
HK$57,156
baseline
▲ 0.50% · 4.625%
HK$60,168
+HK$3,012/mo
Deposit HK$7.13M · loan HK$10.69M · min. income ≈ HK$114,312/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$668,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,867
−HK$3,566/mo
▼ 0.25% · 3.875%
HK$58,636
−HK$1,797/mo
Today · 4.125%
HK$60,433
baseline
▲ 0.50% · 4.625%
HK$64,110
+HK$3,677/mo
Deposit HK$5.34M · loan HK$12.47M · min. income ≈ HK$120,866/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$668,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,264
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$64,960
−HK$1,722/mo
Today · 4.125%
HK$66,682
baseline
▲ 0.50% · 4.625%
HK$70,196
+HK$3,514/mo
Deposit HK$5.34M · loan HK$12.47M · min. income ≈ HK$133,364/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$668,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,114
−HK$4,585/mo
▼ 0.25% · 3.875%
HK$75,389
−HK$2,310/mo
Today · 4.125%
HK$77,699
baseline
▲ 0.50% · 4.625%
HK$82,427
+HK$4,728/mo
Deposit HK$1.78M · loan HK$16.03M · min. income ≈ HK$155,398/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,339
−HK$4,394/mo
▼ 0.25% · 3.875%
HK$83,520
−HK$2,213/mo
Today · 4.125%
HK$85,733
baseline
▲ 0.50% · 4.625%
HK$90,253
+HK$4,520/mo
Deposit HK$1.78M · loan HK$16.03M · min. income ≈ HK$171,466/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,002 · Scale 2, in force from 26 Feb 2026)