LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,620
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$41,884
−HK$1,283/mo
Today · 4.125%
HK$43,167
baseline
▲ 0.50% · 4.625%
HK$45,794
+HK$2,627/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$86,334/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$668,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,190
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$46,402
−HK$1,229/mo
Today · 4.125%
HK$47,631
baseline
▲ 0.50% · 4.625%
HK$50,142
+HK$2,511/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$95,262/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$668,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,744
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$50,260
−HK$1,541/mo
Today · 4.125%
HK$51,801
baseline
▲ 0.50% · 4.625%
HK$54,953
+HK$3,152/mo
Deposit HK$7.13M · loan HK$10.69M · min. income ≈ HK$103,602/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$668,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,227
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$55,682
−HK$1,475/mo
Today · 4.125%
HK$57,157
baseline
▲ 0.50% · 4.625%
HK$60,170
+HK$3,013/mo
Deposit HK$7.13M · loan HK$10.69M · min. income ≈ HK$114,314/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$668,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,868
−HK$3,566/mo
▼ 0.25% · 3.875%
HK$58,637
−HK$1,797/mo
Today · 4.125%
HK$60,434
baseline
▲ 0.50% · 4.625%
HK$64,112
+HK$3,678/mo
Deposit HK$5.34M · loan HK$12.47M · min. income ≈ HK$120,868/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$668,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,265
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$64,962
−HK$1,721/mo
Today · 4.125%
HK$66,683
baseline
▲ 0.50% · 4.625%
HK$70,198
+HK$3,515/mo
Deposit HK$5.34M · loan HK$12.47M · min. income ≈ HK$133,366/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$668,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,116
−HK$4,585/mo
▼ 0.25% · 3.875%
HK$75,391
−HK$2,310/mo
Today · 4.125%
HK$77,701
baseline
▲ 0.50% · 4.625%
HK$82,429
+HK$4,728/mo
Deposit HK$1.78M · loan HK$16.03M · min. income ≈ HK$155,402/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,341
−HK$4,395/mo
▼ 0.25% · 3.875%
HK$83,523
−HK$2,213/mo
Today · 4.125%
HK$85,736
baseline
▲ 0.50% · 4.625%
HK$90,255
+HK$4,519/mo
Deposit HK$1.78M · loan HK$16.03M · min. income ≈ HK$171,472/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,021 · Scale 2, in force from 26 Feb 2026)