LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,621
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$41,884
−HK$1,284/mo
Today · 4.125%
HK$43,168
baseline
▲ 0.50% · 4.625%
HK$45,794
+HK$2,626/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$86,336/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,190
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$46,402
−HK$1,229/mo
Today · 4.125%
HK$47,631
baseline
▲ 0.50% · 4.625%
HK$50,142
+HK$2,511/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$95,262/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,745
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$50,261
−HK$1,540/mo
Today · 4.125%
HK$51,801
baseline
▲ 0.50% · 4.625%
HK$54,953
+HK$3,152/mo
Deposit HK$7.13M · loan HK$10.69M · min. income ≈ HK$103,602/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$668,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,228
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$55,682
−HK$1,476/mo
Today · 4.125%
HK$57,158
baseline
▲ 0.50% · 4.625%
HK$60,171
+HK$3,013/mo
Deposit HK$7.13M · loan HK$10.69M · min. income ≈ HK$114,316/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$668,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,869
−HK$3,566/mo
▼ 0.25% · 3.875%
HK$58,638
−HK$1,797/mo
Today · 4.125%
HK$60,435
baseline
▲ 0.50% · 4.625%
HK$64,112
+HK$3,677/mo
Deposit HK$5.34M · loan HK$12.47M · min. income ≈ HK$120,870/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$668,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,266
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$64,963
−HK$1,721/mo
Today · 4.125%
HK$66,684
baseline
▲ 0.50% · 4.625%
HK$70,199
+HK$3,515/mo
Deposit HK$5.34M · loan HK$12.47M · min. income ≈ HK$133,368/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$668,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,117
−HK$4,585/mo
▼ 0.25% · 3.875%
HK$75,391
−HK$2,311/mo
Today · 4.125%
HK$77,702
baseline
▲ 0.50% · 4.625%
HK$82,430
+HK$4,728/mo
Deposit HK$1.78M · loan HK$16.03M · min. income ≈ HK$155,404/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,342
−HK$4,394/mo
▼ 0.25% · 3.875%
HK$83,523
−HK$2,213/mo
Today · 4.125%
HK$85,736
baseline
▲ 0.50% · 4.625%
HK$90,256
+HK$4,520/mo
Deposit HK$1.78M · loan HK$16.03M · min. income ≈ HK$171,472/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,026 · Scale 2, in force from 26 Feb 2026)