LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,622
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$41,886
−HK$1,284/mo
Today · 4.125%
HK$43,170
baseline
▲ 0.50% · 4.625%
HK$45,796
+HK$2,626/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$86,340/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,192
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$46,404
−HK$1,229/mo
Today · 4.125%
HK$47,633
baseline
▲ 0.50% · 4.625%
HK$50,144
+HK$2,511/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$95,266/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,747
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$50,263
−HK$1,541/mo
Today · 4.125%
HK$51,804
baseline
▲ 0.50% · 4.625%
HK$54,956
+HK$3,152/mo
Deposit HK$7.13M · loan HK$10.69M · min. income ≈ HK$103,608/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$668,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,230
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$55,685
−HK$1,475/mo
Today · 4.125%
HK$57,160
baseline
▲ 0.50% · 4.625%
HK$60,173
+HK$3,013/mo
Deposit HK$7.13M · loan HK$10.69M · min. income ≈ HK$114,320/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$668,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,871
−HK$3,566/mo
▼ 0.25% · 3.875%
HK$58,640
−HK$1,797/mo
Today · 4.125%
HK$60,437
baseline
▲ 0.50% · 4.625%
HK$64,115
+HK$3,678/mo
Deposit HK$5.34M · loan HK$12.47M · min. income ≈ HK$120,874/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$668,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,269
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$64,965
−HK$1,722/mo
Today · 4.125%
HK$66,687
baseline
▲ 0.50% · 4.625%
HK$70,202
+HK$3,515/mo
Deposit HK$5.34M · loan HK$12.47M · min. income ≈ HK$133,374/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$668,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,120
−HK$4,585/mo
▼ 0.25% · 3.875%
HK$75,395
−HK$2,310/mo
Today · 4.125%
HK$77,705
baseline
▲ 0.50% · 4.625%
HK$82,434
+HK$4,729/mo
Deposit HK$1.78M · loan HK$16.03M · min. income ≈ HK$155,410/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,345
−HK$4,395/mo
▼ 0.25% · 3.875%
HK$83,527
−HK$2,213/mo
Today · 4.125%
HK$85,740
baseline
▲ 0.50% · 4.625%
HK$90,260
+HK$4,520/mo
Deposit HK$1.78M · loan HK$16.03M · min. income ≈ HK$171,480/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,055 · Scale 2, in force from 26 Feb 2026)