LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,625
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$41,889
−HK$1,283/mo
Today · 4.125%
HK$43,172
baseline
▲ 0.50% · 4.625%
HK$45,799
+HK$2,627/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$86,344/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,195
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$46,407
−HK$1,230/mo
Today · 4.125%
HK$47,637
baseline
▲ 0.50% · 4.625%
HK$50,148
+HK$2,511/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$95,274/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,750
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$50,266
−HK$1,541/mo
Today · 4.125%
HK$51,807
baseline
▲ 0.50% · 4.625%
HK$54,959
+HK$3,152/mo
Deposit HK$7.13M · loan HK$10.69M · min. income ≈ HK$103,614/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$668,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,234
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$55,688
−HK$1,476/mo
Today · 4.125%
HK$57,164
baseline
▲ 0.50% · 4.625%
HK$60,177
+HK$3,013/mo
Deposit HK$7.13M · loan HK$10.69M · min. income ≈ HK$114,328/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$668,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,875
−HK$3,566/mo
▼ 0.25% · 3.875%
HK$58,644
−HK$1,797/mo
Today · 4.125%
HK$60,441
baseline
▲ 0.50% · 4.625%
HK$64,119
+HK$3,678/mo
Deposit HK$5.34M · loan HK$12.47M · min. income ≈ HK$120,882/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$668,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,273
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$64,970
−HK$1,721/mo
Today · 4.125%
HK$66,691
baseline
▲ 0.50% · 4.625%
HK$70,207
+HK$3,516/mo
Deposit HK$5.34M · loan HK$12.47M · min. income ≈ HK$133,382/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$668,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,125
−HK$4,585/mo
▼ 0.25% · 3.875%
HK$75,399
−HK$2,311/mo
Today · 4.125%
HK$77,710
baseline
▲ 0.50% · 4.625%
HK$82,439
+HK$4,729/mo
Deposit HK$1.78M · loan HK$16.03M · min. income ≈ HK$155,420/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,351
−HK$4,395/mo
▼ 0.25% · 3.875%
HK$83,532
−HK$2,214/mo
Today · 4.125%
HK$85,746
baseline
▲ 0.50% · 4.625%
HK$90,266
+HK$4,520/mo
Deposit HK$1.78M · loan HK$16.03M · min. income ≈ HK$171,492/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,098 · Scale 2, in force from 26 Feb 2026)