LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,625
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$41,889
−HK$1,284/mo
Today · 4.125%
HK$43,173
baseline
▲ 0.50% · 4.625%
HK$45,800
+HK$2,627/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$86,346/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,195
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$46,407
−HK$1,230/mo
Today · 4.125%
HK$47,637
baseline
▲ 0.50% · 4.625%
HK$50,148
+HK$2,511/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$95,274/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,750
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$50,267
−HK$1,540/mo
Today · 4.125%
HK$51,807
baseline
▲ 0.50% · 4.625%
HK$54,960
+HK$3,153/mo
Deposit HK$7.13M · loan HK$10.69M · min. income ≈ HK$103,614/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$668,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,234
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$55,689
−HK$1,475/mo
Today · 4.125%
HK$57,164
baseline
▲ 0.50% · 4.625%
HK$60,178
+HK$3,014/mo
Deposit HK$7.13M · loan HK$10.69M · min. income ≈ HK$114,328/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$668,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,875
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$58,645
−HK$1,797/mo
Today · 4.125%
HK$60,442
baseline
▲ 0.50% · 4.625%
HK$64,120
+HK$3,678/mo
Deposit HK$5.34M · loan HK$12.47M · min. income ≈ HK$120,884/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$668,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,273
−HK$3,419/mo
▼ 0.25% · 3.875%
HK$64,970
−HK$1,722/mo
Today · 4.125%
HK$66,692
baseline
▲ 0.50% · 4.625%
HK$70,207
+HK$3,515/mo
Deposit HK$5.34M · loan HK$12.47M · min. income ≈ HK$133,384/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$668,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,125
−HK$4,586/mo
▼ 0.25% · 3.875%
HK$75,400
−HK$2,311/mo
Today · 4.125%
HK$77,711
baseline
▲ 0.50% · 4.625%
HK$82,440
+HK$4,729/mo
Deposit HK$1.78M · loan HK$16.03M · min. income ≈ HK$155,422/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,351
−HK$4,396/mo
▼ 0.25% · 3.875%
HK$83,533
−HK$2,214/mo
Today · 4.125%
HK$85,747
baseline
▲ 0.50% · 4.625%
HK$90,266
+HK$4,519/mo
Deposit HK$1.78M · loan HK$16.03M · min. income ≈ HK$171,494/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,104 · Scale 2, in force from 26 Feb 2026)