LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,626
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$41,890
−HK$1,283/mo
Today · 4.125%
HK$43,173
baseline
▲ 0.50% · 4.625%
HK$45,800
+HK$2,627/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$86,346/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,196
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$46,408
−HK$1,230/mo
Today · 4.125%
HK$47,638
baseline
▲ 0.50% · 4.625%
HK$50,149
+HK$2,511/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$95,276/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,751
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$50,267
−HK$1,541/mo
Today · 4.125%
HK$51,808
baseline
▲ 0.50% · 4.625%
HK$54,961
+HK$3,153/mo
Deposit HK$7.13M · loan HK$10.69M · min. income ≈ HK$103,616/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$668,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,235
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$55,690
−HK$1,475/mo
Today · 4.125%
HK$57,165
baseline
▲ 0.50% · 4.625%
HK$60,178
+HK$3,013/mo
Deposit HK$7.13M · loan HK$10.69M · min. income ≈ HK$114,330/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$668,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,876
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$58,645
−HK$1,798/mo
Today · 4.125%
HK$60,443
baseline
▲ 0.50% · 4.625%
HK$64,121
+HK$3,678/mo
Deposit HK$5.34M · loan HK$12.47M · min. income ≈ HK$120,886/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$668,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,274
−HK$3,419/mo
▼ 0.25% · 3.875%
HK$64,971
−HK$1,722/mo
Today · 4.125%
HK$66,693
baseline
▲ 0.50% · 4.625%
HK$70,208
+HK$3,515/mo
Deposit HK$5.34M · loan HK$12.47M · min. income ≈ HK$133,386/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$668,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,127
−HK$4,585/mo
▼ 0.25% · 3.875%
HK$75,401
−HK$2,311/mo
Today · 4.125%
HK$77,712
baseline
▲ 0.50% · 4.625%
HK$82,441
+HK$4,729/mo
Deposit HK$1.78M · loan HK$16.03M · min. income ≈ HK$155,424/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,353
−HK$4,395/mo
▼ 0.25% · 3.875%
HK$83,534
−HK$2,214/mo
Today · 4.125%
HK$85,748
baseline
▲ 0.50% · 4.625%
HK$90,268
+HK$4,520/mo
Deposit HK$1.78M · loan HK$16.03M · min. income ≈ HK$171,496/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,114 · Scale 2, in force from 26 Feb 2026)