LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,627
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$41,891
−HK$1,284/mo
Today · 4.125%
HK$43,175
baseline
▲ 0.50% · 4.625%
HK$45,802
+HK$2,627/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$86,350/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,197
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$46,410
−HK$1,229/mo
Today · 4.125%
HK$47,639
baseline
▲ 0.50% · 4.625%
HK$50,150
+HK$2,511/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$95,278/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,753
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$50,269
−HK$1,541/mo
Today · 4.125%
HK$51,810
baseline
▲ 0.50% · 4.625%
HK$54,962
+HK$3,152/mo
Deposit HK$7.13M · loan HK$10.69M · min. income ≈ HK$103,620/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$668,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,237
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$55,692
−HK$1,475/mo
Today · 4.125%
HK$57,167
baseline
▲ 0.50% · 4.625%
HK$60,181
+HK$3,014/mo
Deposit HK$7.13M · loan HK$10.69M · min. income ≈ HK$114,334/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$668,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,878
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$58,647
−HK$1,798/mo
Today · 4.125%
HK$60,445
baseline
▲ 0.50% · 4.625%
HK$64,123
+HK$3,678/mo
Deposit HK$5.35M · loan HK$12.47M · min. income ≈ HK$120,890/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$668,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,276
−HK$3,419/mo
▼ 0.25% · 3.875%
HK$64,973
−HK$1,722/mo
Today · 4.125%
HK$66,695
baseline
▲ 0.50% · 4.625%
HK$70,211
+HK$3,516/mo
Deposit HK$5.35M · loan HK$12.47M · min. income ≈ HK$133,390/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$668,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,129
−HK$4,586/mo
▼ 0.25% · 3.875%
HK$75,404
−HK$2,311/mo
Today · 4.125%
HK$77,715
baseline
▲ 0.50% · 4.625%
HK$82,444
+HK$4,729/mo
Deposit HK$1.78M · loan HK$16.04M · min. income ≈ HK$155,430/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,355
−HK$4,396/mo
▼ 0.25% · 3.875%
HK$83,537
−HK$2,214/mo
Today · 4.125%
HK$85,751
baseline
▲ 0.50% · 4.625%
HK$90,271
+HK$4,520/mo
Deposit HK$1.78M · loan HK$16.04M · min. income ≈ HK$171,502/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,137 · Scale 2, in force from 26 Feb 2026)