LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,628
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$41,892
−HK$1,284/mo
Today · 4.125%
HK$43,176
baseline
▲ 0.50% · 4.625%
HK$45,803
+HK$2,627/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$86,352/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,199
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$46,411
−HK$1,230/mo
Today · 4.125%
HK$47,641
baseline
▲ 0.50% · 4.625%
HK$50,152
+HK$2,511/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$95,282/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,754
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$50,271
−HK$1,540/mo
Today · 4.125%
HK$51,811
baseline
▲ 0.50% · 4.625%
HK$54,964
+HK$3,153/mo
Deposit HK$7.13M · loan HK$10.69M · min. income ≈ HK$103,622/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,238
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$55,693
−HK$1,476/mo
Today · 4.125%
HK$57,169
baseline
▲ 0.50% · 4.625%
HK$60,182
+HK$3,013/mo
Deposit HK$7.13M · loan HK$10.69M · min. income ≈ HK$114,338/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,880
−HK$3,566/mo
▼ 0.25% · 3.875%
HK$58,649
−HK$1,797/mo
Today · 4.125%
HK$60,446
baseline
▲ 0.50% · 4.625%
HK$64,125
+HK$3,679/mo
Deposit HK$5.35M · loan HK$12.47M · min. income ≈ HK$120,892/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$668,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,278
−HK$3,419/mo
▼ 0.25% · 3.875%
HK$64,975
−HK$1,722/mo
Today · 4.125%
HK$66,697
baseline
▲ 0.50% · 4.625%
HK$70,212
+HK$3,515/mo
Deposit HK$5.35M · loan HK$12.47M · min. income ≈ HK$133,394/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$668,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,131
−HK$4,586/mo
▼ 0.25% · 3.875%
HK$75,406
−HK$2,311/mo
Today · 4.125%
HK$77,717
baseline
▲ 0.50% · 4.625%
HK$82,446
+HK$4,729/mo
Deposit HK$1.78M · loan HK$16.04M · min. income ≈ HK$155,434/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,357
−HK$4,396/mo
▼ 0.25% · 3.875%
HK$83,539
−HK$2,214/mo
Today · 4.125%
HK$85,753
baseline
▲ 0.50% · 4.625%
HK$90,273
+HK$4,520/mo
Deposit HK$1.78M · loan HK$16.04M · min. income ≈ HK$171,506/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,154 · Scale 2, in force from 26 Feb 2026)