LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,630
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$41,893
−HK$1,284/mo
Today · 4.125%
HK$43,177
baseline
▲ 0.50% · 4.625%
HK$45,805
+HK$2,628/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$86,354/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,200
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$46,412
−HK$1,230/mo
Today · 4.125%
HK$47,642
baseline
▲ 0.50% · 4.625%
HK$50,153
+HK$2,511/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$95,284/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,756
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$50,272
−HK$1,541/mo
Today · 4.125%
HK$51,813
baseline
▲ 0.50% · 4.625%
HK$54,966
+HK$3,153/mo
Deposit HK$7.13M · loan HK$10.69M · min. income ≈ HK$103,626/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,240
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$55,695
−HK$1,475/mo
Today · 4.125%
HK$57,170
baseline
▲ 0.50% · 4.625%
HK$60,184
+HK$3,014/mo
Deposit HK$7.13M · loan HK$10.69M · min. income ≈ HK$114,340/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,881
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$58,651
−HK$1,797/mo
Today · 4.125%
HK$60,448
baseline
▲ 0.50% · 4.625%
HK$64,127
+HK$3,679/mo
Deposit HK$5.35M · loan HK$12.47M · min. income ≈ HK$120,896/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$668,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,280
−HK$3,419/mo
▼ 0.25% · 3.875%
HK$64,977
−HK$1,722/mo
Today · 4.125%
HK$66,699
baseline
▲ 0.50% · 4.625%
HK$70,215
+HK$3,516/mo
Deposit HK$5.35M · loan HK$12.47M · min. income ≈ HK$133,398/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$668,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,133
−HK$4,586/mo
▼ 0.25% · 3.875%
HK$75,408
−HK$2,311/mo
Today · 4.125%
HK$77,719
baseline
▲ 0.50% · 4.625%
HK$82,448
+HK$4,729/mo
Deposit HK$1.78M · loan HK$16.04M · min. income ≈ HK$155,438/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,360
−HK$4,396/mo
▼ 0.25% · 3.875%
HK$83,542
−HK$2,214/mo
Today · 4.125%
HK$85,756
baseline
▲ 0.50% · 4.625%
HK$90,276
+HK$4,520/mo
Deposit HK$1.78M · loan HK$16.04M · min. income ≈ HK$171,512/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,176 · Scale 2, in force from 26 Feb 2026)