LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,630
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$41,894
−HK$1,284/mo
Today · 4.125%
HK$43,178
baseline
▲ 0.50% · 4.625%
HK$45,805
+HK$2,627/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$86,356/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,200
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$46,413
−HK$1,229/mo
Today · 4.125%
HK$47,642
baseline
▲ 0.50% · 4.625%
HK$50,154
+HK$2,512/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$95,284/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,756
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$50,272
−HK$1,541/mo
Today · 4.125%
HK$51,813
baseline
▲ 0.50% · 4.625%
HK$54,966
+HK$3,153/mo
Deposit HK$7.13M · loan HK$10.69M · min. income ≈ HK$103,626/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,240
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$55,695
−HK$1,476/mo
Today · 4.125%
HK$57,171
baseline
▲ 0.50% · 4.625%
HK$60,184
+HK$3,013/mo
Deposit HK$7.13M · loan HK$10.69M · min. income ≈ HK$114,342/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,882
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$58,651
−HK$1,798/mo
Today · 4.125%
HK$60,449
baseline
▲ 0.50% · 4.625%
HK$64,127
+HK$3,678/mo
Deposit HK$5.35M · loan HK$12.47M · min. income ≈ HK$120,898/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$668,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,281
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$64,978
−HK$1,721/mo
Today · 4.125%
HK$66,699
baseline
▲ 0.50% · 4.625%
HK$70,215
+HK$3,516/mo
Deposit HK$5.35M · loan HK$12.47M · min. income ≈ HK$133,398/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$668,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,134
−HK$4,586/mo
▼ 0.25% · 3.875%
HK$75,409
−HK$2,311/mo
Today · 4.125%
HK$77,720
baseline
▲ 0.50% · 4.625%
HK$82,449
+HK$4,729/mo
Deposit HK$1.78M · loan HK$16.04M · min. income ≈ HK$155,440/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,361
−HK$4,395/mo
▼ 0.25% · 3.875%
HK$83,543
−HK$2,213/mo
Today · 4.125%
HK$85,756
baseline
▲ 0.50% · 4.625%
HK$90,277
+HK$4,521/mo
Deposit HK$1.78M · loan HK$16.04M · min. income ≈ HK$171,512/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,180 · Scale 2, in force from 26 Feb 2026)