LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,631
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$41,895
−HK$1,284/mo
Today · 4.125%
HK$43,179
baseline
▲ 0.50% · 4.625%
HK$45,806
+HK$2,627/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$86,358/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,202
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$46,414
−HK$1,230/mo
Today · 4.125%
HK$47,644
baseline
▲ 0.50% · 4.625%
HK$50,155
+HK$2,511/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$95,288/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,757
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$50,274
−HK$1,541/mo
Today · 4.125%
HK$51,815
baseline
▲ 0.50% · 4.625%
HK$54,968
+HK$3,153/mo
Deposit HK$7.13M · loan HK$10.69M · min. income ≈ HK$103,630/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,242
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$55,697
−HK$1,476/mo
Today · 4.125%
HK$57,173
baseline
▲ 0.50% · 4.625%
HK$60,186
+HK$3,013/mo
Deposit HK$7.13M · loan HK$10.69M · min. income ≈ HK$114,346/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,884
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$58,653
−HK$1,798/mo
Today · 4.125%
HK$60,451
baseline
▲ 0.50% · 4.625%
HK$64,129
+HK$3,678/mo
Deposit HK$5.35M · loan HK$12.47M · min. income ≈ HK$120,902/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$668,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,282
−HK$3,419/mo
▼ 0.25% · 3.875%
HK$64,980
−HK$1,721/mo
Today · 4.125%
HK$66,701
baseline
▲ 0.50% · 4.625%
HK$70,217
+HK$3,516/mo
Deposit HK$5.35M · loan HK$12.47M · min. income ≈ HK$133,402/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$668,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,136
−HK$4,586/mo
▼ 0.25% · 3.875%
HK$75,411
−HK$2,311/mo
Today · 4.125%
HK$77,722
baseline
▲ 0.50% · 4.625%
HK$82,451
+HK$4,729/mo
Deposit HK$1.78M · loan HK$16.04M · min. income ≈ HK$155,444/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,363
−HK$4,396/mo
▼ 0.25% · 3.875%
HK$83,545
−HK$2,214/mo
Today · 4.125%
HK$85,759
baseline
▲ 0.50% · 4.625%
HK$90,279
+HK$4,520/mo
Deposit HK$1.78M · loan HK$16.04M · min. income ≈ HK$171,518/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,200 · Scale 2, in force from 26 Feb 2026)