LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,634
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$41,898
−HK$1,284/mo
Today · 4.125%
HK$43,182
baseline
▲ 0.50% · 4.625%
HK$45,810
+HK$2,628/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$86,364/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,205
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$46,417
−HK$1,230/mo
Today · 4.125%
HK$47,647
baseline
▲ 0.50% · 4.625%
HK$50,159
+HK$2,512/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$95,294/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,761
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$50,278
−HK$1,541/mo
Today · 4.125%
HK$51,819
baseline
▲ 0.50% · 4.625%
HK$54,972
+HK$3,153/mo
Deposit HK$7.13M · loan HK$10.69M · min. income ≈ HK$103,638/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,246
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$55,701
−HK$1,476/mo
Today · 4.125%
HK$57,177
baseline
▲ 0.50% · 4.625%
HK$60,191
+HK$3,014/mo
Deposit HK$7.13M · loan HK$10.69M · min. income ≈ HK$114,354/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,888
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$58,657
−HK$1,798/mo
Today · 4.125%
HK$60,455
baseline
▲ 0.50% · 4.625%
HK$64,134
+HK$3,679/mo
Deposit HK$5.35M · loan HK$12.47M · min. income ≈ HK$120,910/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$668,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,287
−HK$3,419/mo
▼ 0.25% · 3.875%
HK$64,984
−HK$1,722/mo
Today · 4.125%
HK$66,706
baseline
▲ 0.50% · 4.625%
HK$70,222
+HK$3,516/mo
Deposit HK$5.35M · loan HK$12.47M · min. income ≈ HK$133,412/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$668,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,141
−HK$4,587/mo
▼ 0.25% · 3.875%
HK$75,416
−HK$2,312/mo
Today · 4.125%
HK$77,728
baseline
▲ 0.50% · 4.625%
HK$82,457
+HK$4,729/mo
Deposit HK$1.78M · loan HK$16.04M · min. income ≈ HK$155,456/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,369
−HK$4,396/mo
▼ 0.25% · 3.875%
HK$83,551
−HK$2,214/mo
Today · 4.125%
HK$85,765
baseline
▲ 0.50% · 4.625%
HK$90,286
+HK$4,521/mo
Deposit HK$1.78M · loan HK$16.04M · min. income ≈ HK$171,530/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,249 · Scale 2, in force from 26 Feb 2026)