LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,635
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$41,899
−HK$1,284/mo
Today · 4.125%
HK$43,183
baseline
▲ 0.50% · 4.625%
HK$45,811
+HK$2,628/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$86,366/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,206
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$46,418
−HK$1,230/mo
Today · 4.125%
HK$47,648
baseline
▲ 0.50% · 4.625%
HK$50,160
+HK$2,512/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$95,296/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,762
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$50,279
−HK$1,541/mo
Today · 4.125%
HK$51,820
baseline
▲ 0.50% · 4.625%
HK$54,973
+HK$3,153/mo
Deposit HK$7.13M · loan HK$10.69M · min. income ≈ HK$103,640/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,247
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$55,702
−HK$1,476/mo
Today · 4.125%
HK$57,178
baseline
▲ 0.50% · 4.625%
HK$60,192
+HK$3,014/mo
Deposit HK$7.13M · loan HK$10.69M · min. income ≈ HK$114,356/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,889
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$58,659
−HK$1,797/mo
Today · 4.125%
HK$60,456
baseline
▲ 0.50% · 4.625%
HK$64,135
+HK$3,679/mo
Deposit HK$5.35M · loan HK$12.47M · min. income ≈ HK$120,912/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$668,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,288
−HK$3,420/mo
▼ 0.25% · 3.875%
HK$64,986
−HK$1,722/mo
Today · 4.125%
HK$66,708
baseline
▲ 0.50% · 4.625%
HK$70,224
+HK$3,516/mo
Deposit HK$5.35M · loan HK$12.47M · min. income ≈ HK$133,416/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$668,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,143
−HK$4,587/mo
▼ 0.25% · 3.875%
HK$75,418
−HK$2,312/mo
Today · 4.125%
HK$77,730
baseline
▲ 0.50% · 4.625%
HK$82,459
+HK$4,729/mo
Deposit HK$1.78M · loan HK$16.04M · min. income ≈ HK$155,460/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,371
−HK$4,396/mo
▼ 0.25% · 3.875%
HK$83,553
−HK$2,214/mo
Today · 4.125%
HK$85,767
baseline
▲ 0.50% · 4.625%
HK$90,288
+HK$4,521/mo
Deposit HK$1.78M · loan HK$16.04M · min. income ≈ HK$171,534/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,264 · Scale 2, in force from 26 Feb 2026)