LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,637
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$41,902
−HK$1,284/mo
Today · 4.125%
HK$43,186
baseline
▲ 0.50% · 4.625%
HK$45,814
+HK$2,628/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$86,372/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,209
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$46,421
−HK$1,230/mo
Today · 4.125%
HK$47,651
baseline
▲ 0.50% · 4.625%
HK$50,163
+HK$2,512/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$95,302/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,765
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$50,282
−HK$1,541/mo
Today · 4.125%
HK$51,823
baseline
▲ 0.50% · 4.625%
HK$54,976
+HK$3,153/mo
Deposit HK$7.13M · loan HK$10.69M · min. income ≈ HK$103,646/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,251
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$55,705
−HK$1,476/mo
Today · 4.125%
HK$57,181
baseline
▲ 0.50% · 4.625%
HK$60,196
+HK$3,015/mo
Deposit HK$7.13M · loan HK$10.69M · min. income ≈ HK$114,362/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,892
−HK$3,568/mo
▼ 0.25% · 3.875%
HK$58,662
−HK$1,798/mo
Today · 4.125%
HK$60,460
baseline
▲ 0.50% · 4.625%
HK$64,139
+HK$3,679/mo
Deposit HK$5.35M · loan HK$12.48M · min. income ≈ HK$120,920/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$668,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,292
−HK$3,420/mo
▼ 0.25% · 3.875%
HK$64,990
−HK$1,722/mo
Today · 4.125%
HK$66,712
baseline
▲ 0.50% · 4.625%
HK$70,228
+HK$3,516/mo
Deposit HK$5.35M · loan HK$12.48M · min. income ≈ HK$133,424/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$668,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,147
−HK$4,587/mo
▼ 0.25% · 3.875%
HK$75,423
−HK$2,311/mo
Today · 4.125%
HK$77,734
baseline
▲ 0.50% · 4.625%
HK$82,464
+HK$4,730/mo
Deposit HK$1.78M · loan HK$16.04M · min. income ≈ HK$155,468/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,376
−HK$4,396/mo
▼ 0.25% · 3.875%
HK$83,558
−HK$2,214/mo
Today · 4.125%
HK$85,772
baseline
▲ 0.50% · 4.625%
HK$90,293
+HK$4,521/mo
Deposit HK$1.78M · loan HK$16.04M · min. income ≈ HK$171,544/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,304 · Scale 2, in force from 26 Feb 2026)