LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,640
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$41,904
−HK$1,285/mo
Today · 4.125%
HK$43,189
baseline
▲ 0.50% · 4.625%
HK$45,817
+HK$2,628/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$86,378/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,212
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$46,424
−HK$1,230/mo
Today · 4.125%
HK$47,654
baseline
▲ 0.50% · 4.625%
HK$50,166
+HK$2,512/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$95,308/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,768
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$50,285
−HK$1,541/mo
Today · 4.125%
HK$51,826
baseline
▲ 0.50% · 4.625%
HK$54,980
+HK$3,154/mo
Deposit HK$7.13M · loan HK$10.69M · min. income ≈ HK$103,652/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,254
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$55,709
−HK$1,476/mo
Today · 4.125%
HK$57,185
baseline
▲ 0.50% · 4.625%
HK$60,200
+HK$3,015/mo
Deposit HK$7.13M · loan HK$10.69M · min. income ≈ HK$114,370/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,896
−HK$3,568/mo
▼ 0.25% · 3.875%
HK$58,666
−HK$1,798/mo
Today · 4.125%
HK$60,464
baseline
▲ 0.50% · 4.625%
HK$64,143
+HK$3,679/mo
Deposit HK$5.35M · loan HK$12.48M · min. income ≈ HK$120,928/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,296
−HK$3,420/mo
▼ 0.25% · 3.875%
HK$64,994
−HK$1,722/mo
Today · 4.125%
HK$66,716
baseline
▲ 0.50% · 4.625%
HK$70,233
+HK$3,517/mo
Deposit HK$5.35M · loan HK$12.48M · min. income ≈ HK$133,432/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,152
−HK$4,588/mo
▼ 0.25% · 3.875%
HK$75,428
−HK$2,312/mo
Today · 4.125%
HK$77,740
baseline
▲ 0.50% · 4.625%
HK$82,470
+HK$4,730/mo
Deposit HK$1.78M · loan HK$16.04M · min. income ≈ HK$155,480/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,381
−HK$4,397/mo
▼ 0.25% · 3.875%
HK$83,564
−HK$2,214/mo
Today · 4.125%
HK$85,778
baseline
▲ 0.50% · 4.625%
HK$90,299
+HK$4,521/mo
Deposit HK$1.78M · loan HK$16.04M · min. income ≈ HK$171,556/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,349 · Scale 2, in force from 26 Feb 2026)