LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,642
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$41,906
−HK$1,284/mo
Today · 4.125%
HK$43,190
baseline
▲ 0.50% · 4.625%
HK$45,818
+HK$2,628/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$86,380/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,213
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$46,426
−HK$1,230/mo
Today · 4.125%
HK$47,656
baseline
▲ 0.50% · 4.625%
HK$50,168
+HK$2,512/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$95,312/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,770
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$50,287
−HK$1,541/mo
Today · 4.125%
HK$51,828
baseline
▲ 0.50% · 4.625%
HK$54,982
+HK$3,154/mo
Deposit HK$7.13M · loan HK$10.69M · min. income ≈ HK$103,656/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,256
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$55,711
−HK$1,476/mo
Today · 4.125%
HK$57,187
baseline
▲ 0.50% · 4.625%
HK$60,202
+HK$3,015/mo
Deposit HK$7.13M · loan HK$10.69M · min. income ≈ HK$114,374/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,898
−HK$3,568/mo
▼ 0.25% · 3.875%
HK$58,668
−HK$1,798/mo
Today · 4.125%
HK$60,466
baseline
▲ 0.50% · 4.625%
HK$64,145
+HK$3,679/mo
Deposit HK$5.35M · loan HK$12.48M · min. income ≈ HK$120,932/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,299
−HK$3,420/mo
▼ 0.25% · 3.875%
HK$64,996
−HK$1,723/mo
Today · 4.125%
HK$66,719
baseline
▲ 0.50% · 4.625%
HK$70,235
+HK$3,516/mo
Deposit HK$5.35M · loan HK$12.48M · min. income ≈ HK$133,438/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,155
−HK$4,587/mo
▼ 0.25% · 3.875%
HK$75,430
−HK$2,312/mo
Today · 4.125%
HK$77,742
baseline
▲ 0.50% · 4.625%
HK$82,473
+HK$4,731/mo
Deposit HK$1.78M · loan HK$16.04M · min. income ≈ HK$155,484/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,384
−HK$4,397/mo
▼ 0.25% · 3.875%
HK$83,567
−HK$2,214/mo
Today · 4.125%
HK$85,781
baseline
▲ 0.50% · 4.625%
HK$90,303
+HK$4,522/mo
Deposit HK$1.78M · loan HK$16.04M · min. income ≈ HK$171,562/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,373 · Scale 2, in force from 26 Feb 2026)