LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,643
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$41,907
−HK$1,285/mo
Today · 4.125%
HK$43,192
baseline
▲ 0.50% · 4.625%
HK$45,820
+HK$2,628/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$86,384/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,215
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$46,428
−HK$1,230/mo
Today · 4.125%
HK$47,658
baseline
▲ 0.50% · 4.625%
HK$50,170
+HK$2,512/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$95,316/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,772
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$50,289
−HK$1,541/mo
Today · 4.125%
HK$51,830
baseline
▲ 0.50% · 4.625%
HK$54,984
+HK$3,154/mo
Deposit HK$7.13M · loan HK$10.69M · min. income ≈ HK$103,660/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,258
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$55,713
−HK$1,476/mo
Today · 4.125%
HK$57,189
baseline
▲ 0.50% · 4.625%
HK$60,204
+HK$3,015/mo
Deposit HK$7.13M · loan HK$10.69M · min. income ≈ HK$114,378/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,900
−HK$3,568/mo
▼ 0.25% · 3.875%
HK$58,670
−HK$1,798/mo
Today · 4.125%
HK$60,468
baseline
▲ 0.50% · 4.625%
HK$64,148
+HK$3,680/mo
Deposit HK$5.35M · loan HK$12.48M · min. income ≈ HK$120,936/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,301
−HK$3,420/mo
▼ 0.25% · 3.875%
HK$64,999
−HK$1,722/mo
Today · 4.125%
HK$66,721
baseline
▲ 0.50% · 4.625%
HK$70,238
+HK$3,517/mo
Deposit HK$5.35M · loan HK$12.48M · min. income ≈ HK$133,442/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,158
−HK$4,587/mo
▼ 0.25% · 3.875%
HK$75,433
−HK$2,312/mo
Today · 4.125%
HK$77,745
baseline
▲ 0.50% · 4.625%
HK$82,476
+HK$4,731/mo
Deposit HK$1.78M · loan HK$16.04M · min. income ≈ HK$155,490/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,387
−HK$4,397/mo
▼ 0.25% · 3.875%
HK$83,570
−HK$2,214/mo
Today · 4.125%
HK$85,784
baseline
▲ 0.50% · 4.625%
HK$90,306
+HK$4,522/mo
Deposit HK$1.78M · loan HK$16.04M · min. income ≈ HK$171,568/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,397 · Scale 2, in force from 26 Feb 2026)