LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,644
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$41,909
−HK$1,284/mo
Today · 4.125%
HK$43,193
baseline
▲ 0.50% · 4.625%
HK$45,821
+HK$2,628/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$86,386/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,216
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$46,429
−HK$1,230/mo
Today · 4.125%
HK$47,659
baseline
▲ 0.50% · 4.625%
HK$50,171
+HK$2,512/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$95,318/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,773
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$50,290
−HK$1,542/mo
Today · 4.125%
HK$51,832
baseline
▲ 0.50% · 4.625%
HK$54,985
+HK$3,153/mo
Deposit HK$7.13M · loan HK$10.69M · min. income ≈ HK$103,664/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,260
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$55,715
−HK$1,476/mo
Today · 4.125%
HK$57,191
baseline
▲ 0.50% · 4.625%
HK$60,206
+HK$3,015/mo
Deposit HK$7.13M · loan HK$10.69M · min. income ≈ HK$114,382/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,902
−HK$3,568/mo
▼ 0.25% · 3.875%
HK$58,672
−HK$1,798/mo
Today · 4.125%
HK$60,470
baseline
▲ 0.50% · 4.625%
HK$64,150
+HK$3,680/mo
Deposit HK$5.35M · loan HK$12.48M · min. income ≈ HK$120,940/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,303
−HK$3,420/mo
▼ 0.25% · 3.875%
HK$65,001
−HK$1,722/mo
Today · 4.125%
HK$66,723
baseline
▲ 0.50% · 4.625%
HK$70,240
+HK$3,517/mo
Deposit HK$5.35M · loan HK$12.48M · min. income ≈ HK$133,446/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,160
−HK$4,587/mo
▼ 0.25% · 3.875%
HK$75,435
−HK$2,312/mo
Today · 4.125%
HK$77,747
baseline
▲ 0.50% · 4.625%
HK$82,478
+HK$4,731/mo
Deposit HK$1.78M · loan HK$16.04M · min. income ≈ HK$155,494/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,389
−HK$4,398/mo
▼ 0.25% · 3.875%
HK$83,572
−HK$2,215/mo
Today · 4.125%
HK$85,787
baseline
▲ 0.50% · 4.625%
HK$90,309
+HK$4,522/mo
Deposit HK$1.78M · loan HK$16.04M · min. income ≈ HK$171,574/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,417 · Scale 2, in force from 26 Feb 2026)