LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,646
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$41,910
−HK$1,285/mo
Today · 4.125%
HK$43,195
baseline
▲ 0.50% · 4.625%
HK$45,823
+HK$2,628/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$86,390/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,218
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$46,431
−HK$1,230/mo
Today · 4.125%
HK$47,661
baseline
▲ 0.50% · 4.625%
HK$50,174
+HK$2,513/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$95,322/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,775
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$50,293
−HK$1,541/mo
Today · 4.125%
HK$51,834
baseline
▲ 0.50% · 4.625%
HK$54,988
+HK$3,154/mo
Deposit HK$7.13M · loan HK$10.70M · min. income ≈ HK$103,668/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,262
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$55,717
−HK$1,477/mo
Today · 4.125%
HK$57,194
baseline
▲ 0.50% · 4.625%
HK$60,208
+HK$3,014/mo
Deposit HK$7.13M · loan HK$10.70M · min. income ≈ HK$114,388/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,905
−HK$3,568/mo
▼ 0.25% · 3.875%
HK$58,675
−HK$1,798/mo
Today · 4.125%
HK$60,473
baseline
▲ 0.50% · 4.625%
HK$64,153
+HK$3,680/mo
Deposit HK$5.35M · loan HK$12.48M · min. income ≈ HK$120,946/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,306
−HK$3,420/mo
▼ 0.25% · 3.875%
HK$65,004
−HK$1,722/mo
Today · 4.125%
HK$66,726
baseline
▲ 0.50% · 4.625%
HK$70,243
+HK$3,517/mo
Deposit HK$5.35M · loan HK$12.48M · min. income ≈ HK$133,452/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,163
−HK$4,588/mo
▼ 0.25% · 3.875%
HK$75,439
−HK$2,312/mo
Today · 4.125%
HK$77,751
baseline
▲ 0.50% · 4.625%
HK$82,482
+HK$4,731/mo
Deposit HK$1.78M · loan HK$16.04M · min. income ≈ HK$155,502/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,393
−HK$4,398/mo
▼ 0.25% · 3.875%
HK$83,576
−HK$2,215/mo
Today · 4.125%
HK$85,791
baseline
▲ 0.50% · 4.625%
HK$90,313
+HK$4,522/mo
Deposit HK$1.78M · loan HK$16.04M · min. income ≈ HK$171,582/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,447 · Scale 2, in force from 26 Feb 2026)