LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,647
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$41,911
−HK$1,284/mo
Today · 4.125%
HK$43,195
baseline
▲ 0.50% · 4.625%
HK$45,824
+HK$2,629/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$86,390/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,219
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$46,432
−HK$1,230/mo
Today · 4.125%
HK$47,662
baseline
▲ 0.50% · 4.625%
HK$50,174
+HK$2,512/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$95,324/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,776
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$50,293
−HK$1,541/mo
Today · 4.125%
HK$51,834
baseline
▲ 0.50% · 4.625%
HK$54,988
+HK$3,154/mo
Deposit HK$7.13M · loan HK$10.70M · min. income ≈ HK$103,668/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,263
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$55,718
−HK$1,476/mo
Today · 4.125%
HK$57,194
baseline
▲ 0.50% · 4.625%
HK$60,209
+HK$3,015/mo
Deposit HK$7.13M · loan HK$10.70M · min. income ≈ HK$114,388/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,905
−HK$3,569/mo
▼ 0.25% · 3.875%
HK$58,675
−HK$1,799/mo
Today · 4.125%
HK$60,474
baseline
▲ 0.50% · 4.625%
HK$64,153
+HK$3,679/mo
Deposit HK$5.35M · loan HK$12.48M · min. income ≈ HK$120,948/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,306
−HK$3,421/mo
▼ 0.25% · 3.875%
HK$65,004
−HK$1,723/mo
Today · 4.125%
HK$66,727
baseline
▲ 0.50% · 4.625%
HK$70,244
+HK$3,517/mo
Deposit HK$5.35M · loan HK$12.48M · min. income ≈ HK$133,454/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,164
−HK$4,588/mo
▼ 0.25% · 3.875%
HK$75,440
−HK$2,312/mo
Today · 4.125%
HK$77,752
baseline
▲ 0.50% · 4.625%
HK$82,483
+HK$4,731/mo
Deposit HK$1.78M · loan HK$16.04M · min. income ≈ HK$155,504/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,394
−HK$4,397/mo
▼ 0.25% · 3.875%
HK$83,577
−HK$2,214/mo
Today · 4.125%
HK$85,791
baseline
▲ 0.50% · 4.625%
HK$90,314
+HK$4,523/mo
Deposit HK$1.78M · loan HK$16.04M · min. income ≈ HK$171,582/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,453 · Scale 2, in force from 26 Feb 2026)