LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,648
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$41,912
−HK$1,285/mo
Today · 4.125%
HK$43,197
baseline
▲ 0.50% · 4.625%
HK$45,825
+HK$2,628/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$86,394/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,220
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$46,433
−HK$1,231/mo
Today · 4.125%
HK$47,664
baseline
▲ 0.50% · 4.625%
HK$50,176
+HK$2,512/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$95,328/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,778
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$50,295
−HK$1,541/mo
Today · 4.125%
HK$51,836
baseline
▲ 0.50% · 4.625%
HK$54,990
+HK$3,154/mo
Deposit HK$7.13M · loan HK$10.70M · min. income ≈ HK$103,672/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,264
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$55,720
−HK$1,476/mo
Today · 4.125%
HK$57,196
baseline
▲ 0.50% · 4.625%
HK$60,211
+HK$3,015/mo
Deposit HK$7.13M · loan HK$10.70M · min. income ≈ HK$114,392/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,907
−HK$3,569/mo
▼ 0.25% · 3.875%
HK$58,677
−HK$1,799/mo
Today · 4.125%
HK$60,476
baseline
▲ 0.50% · 4.625%
HK$64,155
+HK$3,679/mo
Deposit HK$5.35M · loan HK$12.48M · min. income ≈ HK$120,952/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,309
−HK$3,420/mo
▼ 0.25% · 3.875%
HK$65,006
−HK$1,723/mo
Today · 4.125%
HK$66,729
baseline
▲ 0.50% · 4.625%
HK$70,246
+HK$3,517/mo
Deposit HK$5.35M · loan HK$12.48M · min. income ≈ HK$133,458/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,166
−HK$4,588/mo
▼ 0.25% · 3.875%
HK$75,442
−HK$2,312/mo
Today · 4.125%
HK$77,754
baseline
▲ 0.50% · 4.625%
HK$82,486
+HK$4,732/mo
Deposit HK$1.78M · loan HK$16.04M · min. income ≈ HK$155,508/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,397
−HK$4,397/mo
▼ 0.25% · 3.875%
HK$83,580
−HK$2,214/mo
Today · 4.125%
HK$85,794
baseline
▲ 0.50% · 4.625%
HK$90,317
+HK$4,523/mo
Deposit HK$1.78M · loan HK$16.04M · min. income ≈ HK$171,588/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,477 · Scale 2, in force from 26 Feb 2026)