LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,648
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$41,913
−HK$1,284/mo
Today · 4.125%
HK$43,197
baseline
▲ 0.50% · 4.625%
HK$45,826
+HK$2,629/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$86,394/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,221
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$46,434
−HK$1,230/mo
Today · 4.125%
HK$47,664
baseline
▲ 0.50% · 4.625%
HK$50,177
+HK$2,513/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$95,328/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,778
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$50,295
−HK$1,542/mo
Today · 4.125%
HK$51,837
baseline
▲ 0.50% · 4.625%
HK$54,991
+HK$3,154/mo
Deposit HK$7.13M · loan HK$10.70M · min. income ≈ HK$103,674/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,265
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$55,721
−HK$1,476/mo
Today · 4.125%
HK$57,197
baseline
▲ 0.50% · 4.625%
HK$60,212
+HK$3,015/mo
Deposit HK$7.13M · loan HK$10.70M · min. income ≈ HK$114,394/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,908
−HK$3,568/mo
▼ 0.25% · 3.875%
HK$58,678
−HK$1,798/mo
Today · 4.125%
HK$60,476
baseline
▲ 0.50% · 4.625%
HK$64,156
+HK$3,680/mo
Deposit HK$5.35M · loan HK$12.48M · min. income ≈ HK$120,952/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,309
−HK$3,421/mo
▼ 0.25% · 3.875%
HK$65,007
−HK$1,723/mo
Today · 4.125%
HK$66,730
baseline
▲ 0.50% · 4.625%
HK$70,247
+HK$3,517/mo
Deposit HK$5.35M · loan HK$12.48M · min. income ≈ HK$133,460/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,167
−HK$4,588/mo
▼ 0.25% · 3.875%
HK$75,443
−HK$2,312/mo
Today · 4.125%
HK$77,755
baseline
▲ 0.50% · 4.625%
HK$82,487
+HK$4,732/mo
Deposit HK$1.78M · loan HK$16.04M · min. income ≈ HK$155,510/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,398
−HK$4,397/mo
▼ 0.25% · 3.875%
HK$83,581
−HK$2,214/mo
Today · 4.125%
HK$85,795
baseline
▲ 0.50% · 4.625%
HK$90,318
+HK$4,523/mo
Deposit HK$1.78M · loan HK$16.04M · min. income ≈ HK$171,590/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,485 · Scale 2, in force from 26 Feb 2026)