LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,649
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$41,914
−HK$1,284/mo
Today · 4.125%
HK$43,198
baseline
▲ 0.50% · 4.625%
HK$45,827
+HK$2,629/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$86,396/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,222
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$46,435
−HK$1,230/mo
Today · 4.125%
HK$47,665
baseline
▲ 0.50% · 4.625%
HK$50,178
+HK$2,513/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$95,330/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,779
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$50,297
−HK$1,541/mo
Today · 4.125%
HK$51,838
baseline
▲ 0.50% · 4.625%
HK$54,992
+HK$3,154/mo
Deposit HK$7.13M · loan HK$10.70M · min. income ≈ HK$103,676/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,266
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$55,722
−HK$1,476/mo
Today · 4.125%
HK$57,198
baseline
▲ 0.50% · 4.625%
HK$60,213
+HK$3,015/mo
Deposit HK$7.13M · loan HK$10.70M · min. income ≈ HK$114,396/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,909
−HK$3,569/mo
▼ 0.25% · 3.875%
HK$58,679
−HK$1,799/mo
Today · 4.125%
HK$60,478
baseline
▲ 0.50% · 4.625%
HK$64,158
+HK$3,680/mo
Deposit HK$5.35M · loan HK$12.48M · min. income ≈ HK$120,956/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,311
−HK$3,420/mo
▼ 0.25% · 3.875%
HK$65,009
−HK$1,722/mo
Today · 4.125%
HK$66,731
baseline
▲ 0.50% · 4.625%
HK$70,249
+HK$3,518/mo
Deposit HK$5.35M · loan HK$12.48M · min. income ≈ HK$133,462/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,169
−HK$4,588/mo
▼ 0.25% · 3.875%
HK$75,445
−HK$2,312/mo
Today · 4.125%
HK$77,757
baseline
▲ 0.50% · 4.625%
HK$82,488
+HK$4,731/mo
Deposit HK$1.78M · loan HK$16.04M · min. income ≈ HK$155,514/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,400
−HK$4,397/mo
▼ 0.25% · 3.875%
HK$83,583
−HK$2,214/mo
Today · 4.125%
HK$85,797
baseline
▲ 0.50% · 4.625%
HK$90,320
+HK$4,523/mo
Deposit HK$1.78M · loan HK$16.04M · min. income ≈ HK$171,594/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,500 · Scale 2, in force from 26 Feb 2026)