LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,650
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$41,915
−HK$1,284/mo
Today · 4.125%
HK$43,199
baseline
▲ 0.50% · 4.625%
HK$45,828
+HK$2,629/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$86,398/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,223
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$46,436
−HK$1,230/mo
Today · 4.125%
HK$47,666
baseline
▲ 0.50% · 4.625%
HK$50,179
+HK$2,513/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$95,332/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,780
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$50,298
−HK$1,541/mo
Today · 4.125%
HK$51,839
baseline
▲ 0.50% · 4.625%
HK$54,994
+HK$3,155/mo
Deposit HK$7.13M · loan HK$10.70M · min. income ≈ HK$103,678/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,268
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$55,723
−HK$1,477/mo
Today · 4.125%
HK$57,200
baseline
▲ 0.50% · 4.625%
HK$60,215
+HK$3,015/mo
Deposit HK$7.13M · loan HK$10.70M · min. income ≈ HK$114,400/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,910
−HK$3,569/mo
▼ 0.25% · 3.875%
HK$58,681
−HK$1,798/mo
Today · 4.125%
HK$60,479
baseline
▲ 0.50% · 4.625%
HK$64,159
+HK$3,680/mo
Deposit HK$5.35M · loan HK$12.48M · min. income ≈ HK$120,958/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,312
−HK$3,421/mo
▼ 0.25% · 3.875%
HK$65,010
−HK$1,723/mo
Today · 4.125%
HK$66,733
baseline
▲ 0.50% · 4.625%
HK$70,250
+HK$3,517/mo
Deposit HK$5.35M · loan HK$12.48M · min. income ≈ HK$133,466/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,171
−HK$4,588/mo
▼ 0.25% · 3.875%
HK$75,447
−HK$2,312/mo
Today · 4.125%
HK$77,759
baseline
▲ 0.50% · 4.625%
HK$82,491
+HK$4,732/mo
Deposit HK$1.78M · loan HK$16.04M · min. income ≈ HK$155,518/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,402
−HK$4,397/mo
▼ 0.25% · 3.875%
HK$83,585
−HK$2,214/mo
Today · 4.125%
HK$85,799
baseline
▲ 0.50% · 4.625%
HK$90,322
+HK$4,523/mo
Deposit HK$1.78M · loan HK$16.04M · min. income ≈ HK$171,598/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,516 · Scale 2, in force from 26 Feb 2026)