LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,651
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$41,916
−HK$1,284/mo
Today · 4.125%
HK$43,200
baseline
▲ 0.50% · 4.625%
HK$45,829
+HK$2,629/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$86,400/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,224
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$46,437
−HK$1,230/mo
Today · 4.125%
HK$47,667
baseline
▲ 0.50% · 4.625%
HK$50,180
+HK$2,513/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$95,334/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,781
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$50,299
−HK$1,541/mo
Today · 4.125%
HK$51,840
baseline
▲ 0.50% · 4.625%
HK$54,995
+HK$3,155/mo
Deposit HK$7.13M · loan HK$10.70M · min. income ≈ HK$103,680/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,269
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$55,724
−HK$1,477/mo
Today · 4.125%
HK$57,201
baseline
▲ 0.50% · 4.625%
HK$60,216
+HK$3,015/mo
Deposit HK$7.13M · loan HK$10.70M · min. income ≈ HK$114,402/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,912
−HK$3,568/mo
▼ 0.25% · 3.875%
HK$58,682
−HK$1,798/mo
Today · 4.125%
HK$60,480
baseline
▲ 0.50% · 4.625%
HK$64,161
+HK$3,681/mo
Deposit HK$5.35M · loan HK$12.48M · min. income ≈ HK$120,960/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,314
−HK$3,420/mo
▼ 0.25% · 3.875%
HK$65,012
−HK$1,722/mo
Today · 4.125%
HK$66,734
baseline
▲ 0.50% · 4.625%
HK$70,252
+HK$3,518/mo
Deposit HK$5.35M · loan HK$12.48M · min. income ≈ HK$133,468/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,172
−HK$4,589/mo
▼ 0.25% · 3.875%
HK$75,448
−HK$2,313/mo
Today · 4.125%
HK$77,761
baseline
▲ 0.50% · 4.625%
HK$82,492
+HK$4,731/mo
Deposit HK$1.78M · loan HK$16.04M · min. income ≈ HK$155,522/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,403
−HK$4,398/mo
▼ 0.25% · 3.875%
HK$83,586
−HK$2,215/mo
Today · 4.125%
HK$85,801
baseline
▲ 0.50% · 4.625%
HK$90,324
+HK$4,523/mo
Deposit HK$1.78M · loan HK$16.04M · min. income ≈ HK$171,602/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,530 · Scale 2, in force from 26 Feb 2026)