LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,652
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$41,916
−HK$1,285/mo
Today · 4.125%
HK$43,201
baseline
▲ 0.50% · 4.625%
HK$45,830
+HK$2,629/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$86,402/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,225
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$46,438
−HK$1,230/mo
Today · 4.125%
HK$47,668
baseline
▲ 0.50% · 4.625%
HK$50,181
+HK$2,513/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$95,336/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,782
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$50,300
−HK$1,541/mo
Today · 4.125%
HK$51,841
baseline
▲ 0.50% · 4.625%
HK$54,996
+HK$3,155/mo
Deposit HK$7.13M · loan HK$10.70M · min. income ≈ HK$103,682/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,270
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$55,725
−HK$1,477/mo
Today · 4.125%
HK$57,202
baseline
▲ 0.50% · 4.625%
HK$60,217
+HK$3,015/mo
Deposit HK$7.13M · loan HK$10.70M · min. income ≈ HK$114,404/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,913
−HK$3,569/mo
▼ 0.25% · 3.875%
HK$58,683
−HK$1,799/mo
Today · 4.125%
HK$60,482
baseline
▲ 0.50% · 4.625%
HK$64,162
+HK$3,680/mo
Deposit HK$5.35M · loan HK$12.48M · min. income ≈ HK$120,964/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,315
−HK$3,421/mo
▼ 0.25% · 3.875%
HK$65,013
−HK$1,723/mo
Today · 4.125%
HK$66,736
baseline
▲ 0.50% · 4.625%
HK$70,253
+HK$3,517/mo
Deposit HK$5.35M · loan HK$12.48M · min. income ≈ HK$133,472/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,173
−HK$4,589/mo
▼ 0.25% · 3.875%
HK$75,450
−HK$2,312/mo
Today · 4.125%
HK$77,762
baseline
▲ 0.50% · 4.625%
HK$82,494
+HK$4,732/mo
Deposit HK$1.78M · loan HK$16.05M · min. income ≈ HK$155,524/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,405
−HK$4,398/mo
▼ 0.25% · 3.875%
HK$83,588
−HK$2,215/mo
Today · 4.125%
HK$85,803
baseline
▲ 0.50% · 4.625%
HK$90,326
+HK$4,523/mo
Deposit HK$1.78M · loan HK$16.05M · min. income ≈ HK$171,606/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,543 · Scale 2, in force from 26 Feb 2026)