LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,658
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$41,923
−HK$1,285/mo
Today · 4.125%
HK$43,208
baseline
▲ 0.50% · 4.625%
HK$45,837
+HK$2,629/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$86,416/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,232
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$46,445
−HK$1,231/mo
Today · 4.125%
HK$47,676
baseline
▲ 0.50% · 4.625%
HK$50,189
+HK$2,513/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$95,352/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,790
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$50,308
−HK$1,542/mo
Today · 4.125%
HK$51,850
baseline
▲ 0.50% · 4.625%
HK$55,004
+HK$3,154/mo
Deposit HK$7.13M · loan HK$10.70M · min. income ≈ HK$103,700/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,278
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$55,734
−HK$1,477/mo
Today · 4.125%
HK$57,211
baseline
▲ 0.50% · 4.625%
HK$60,227
+HK$3,016/mo
Deposit HK$7.13M · loan HK$10.70M · min. income ≈ HK$114,422/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,922
−HK$3,569/mo
▼ 0.25% · 3.875%
HK$58,692
−HK$1,799/mo
Today · 4.125%
HK$60,491
baseline
▲ 0.50% · 4.625%
HK$64,172
+HK$3,681/mo
Deposit HK$5.35M · loan HK$12.48M · min. income ≈ HK$120,982/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,325
−HK$3,421/mo
▼ 0.25% · 3.875%
HK$65,023
−HK$1,723/mo
Today · 4.125%
HK$66,746
baseline
▲ 0.50% · 4.625%
HK$70,264
+HK$3,518/mo
Deposit HK$5.35M · loan HK$12.48M · min. income ≈ HK$133,492/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,185
−HK$4,589/mo
▼ 0.25% · 3.875%
HK$75,461
−HK$2,313/mo
Today · 4.125%
HK$77,774
baseline
▲ 0.50% · 4.625%
HK$82,507
+HK$4,733/mo
Deposit HK$1.78M · loan HK$16.05M · min. income ≈ HK$155,548/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,418
−HK$4,398/mo
▼ 0.25% · 3.875%
HK$83,601
−HK$2,215/mo
Today · 4.125%
HK$85,816
baseline
▲ 0.50% · 4.625%
HK$90,340
+HK$4,524/mo
Deposit HK$1.78M · loan HK$16.05M · min. income ≈ HK$171,632/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,648 · Scale 2, in force from 26 Feb 2026)