LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,659
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$41,923
−HK$1,285/mo
Today · 4.125%
HK$43,208
baseline
▲ 0.50% · 4.625%
HK$45,838
+HK$2,630/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$86,416/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,232
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$46,446
−HK$1,230/mo
Today · 4.125%
HK$47,676
baseline
▲ 0.50% · 4.625%
HK$50,189
+HK$2,513/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$95,352/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,791
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$50,308
−HK$1,542/mo
Today · 4.125%
HK$51,850
baseline
▲ 0.50% · 4.625%
HK$55,005
+HK$3,155/mo
Deposit HK$7.13M · loan HK$10.70M · min. income ≈ HK$103,700/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,279
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$55,735
−HK$1,476/mo
Today · 4.125%
HK$57,211
baseline
▲ 0.50% · 4.625%
HK$60,227
+HK$3,016/mo
Deposit HK$7.13M · loan HK$10.70M · min. income ≈ HK$114,422/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,922
−HK$3,570/mo
▼ 0.25% · 3.875%
HK$58,693
−HK$1,799/mo
Today · 4.125%
HK$60,492
baseline
▲ 0.50% · 4.625%
HK$64,173
+HK$3,681/mo
Deposit HK$5.35M · loan HK$12.48M · min. income ≈ HK$120,984/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,325
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$65,024
−HK$1,723/mo
Today · 4.125%
HK$66,747
baseline
▲ 0.50% · 4.625%
HK$70,265
+HK$3,518/mo
Deposit HK$5.35M · loan HK$12.48M · min. income ≈ HK$133,494/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,186
−HK$4,589/mo
▼ 0.25% · 3.875%
HK$75,462
−HK$2,313/mo
Today · 4.125%
HK$77,775
baseline
▲ 0.50% · 4.625%
HK$82,508
+HK$4,733/mo
Deposit HK$1.78M · loan HK$16.05M · min. income ≈ HK$155,550/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,418
−HK$4,399/mo
▼ 0.25% · 3.875%
HK$83,602
−HK$2,215/mo
Today · 4.125%
HK$85,817
baseline
▲ 0.50% · 4.625%
HK$90,341
+HK$4,524/mo
Deposit HK$1.78M · loan HK$16.05M · min. income ≈ HK$171,634/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,655 · Scale 2, in force from 26 Feb 2026)