LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,661
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$41,926
−HK$1,285/mo
Today · 4.125%
HK$43,211
baseline
▲ 0.50% · 4.625%
HK$45,840
+HK$2,629/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$86,422/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,235
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$46,448
−HK$1,231/mo
Today · 4.125%
HK$47,679
baseline
▲ 0.50% · 4.625%
HK$50,192
+HK$2,513/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$95,358/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,793
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$50,311
−HK$1,542/mo
Today · 4.125%
HK$51,853
baseline
▲ 0.50% · 4.625%
HK$55,008
+HK$3,155/mo
Deposit HK$7.13M · loan HK$10.70M · min. income ≈ HK$103,706/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,282
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$55,738
−HK$1,477/mo
Today · 4.125%
HK$57,215
baseline
▲ 0.50% · 4.625%
HK$60,231
+HK$3,016/mo
Deposit HK$7.13M · loan HK$10.70M · min. income ≈ HK$114,430/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,926
−HK$3,569/mo
▼ 0.25% · 3.875%
HK$58,696
−HK$1,799/mo
Today · 4.125%
HK$60,495
baseline
▲ 0.50% · 4.625%
HK$64,176
+HK$3,681/mo
Deposit HK$5.35M · loan HK$12.48M · min. income ≈ HK$120,990/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,329
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$65,028
−HK$1,723/mo
Today · 4.125%
HK$66,751
baseline
▲ 0.50% · 4.625%
HK$70,269
+HK$3,518/mo
Deposit HK$5.35M · loan HK$12.48M · min. income ≈ HK$133,502/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,190
−HK$4,590/mo
▼ 0.25% · 3.875%
HK$75,467
−HK$2,313/mo
Today · 4.125%
HK$77,780
baseline
▲ 0.50% · 4.625%
HK$82,512
+HK$4,732/mo
Deposit HK$1.78M · loan HK$16.05M · min. income ≈ HK$155,560/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,423
−HK$4,399/mo
▼ 0.25% · 3.875%
HK$83,607
−HK$2,215/mo
Today · 4.125%
HK$85,822
baseline
▲ 0.50% · 4.625%
HK$90,346
+HK$4,524/mo
Deposit HK$1.78M · loan HK$16.05M · min. income ≈ HK$171,644/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,695 · Scale 2, in force from 26 Feb 2026)