LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,662
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$41,927
−HK$1,285/mo
Today · 4.125%
HK$43,212
baseline
▲ 0.50% · 4.625%
HK$45,841
+HK$2,629/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$86,424/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,236
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$46,449
−HK$1,231/mo
Today · 4.125%
HK$47,680
baseline
▲ 0.50% · 4.625%
HK$50,193
+HK$2,513/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$95,360/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$668,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,794
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$50,312
−HK$1,542/mo
Today · 4.125%
HK$51,854
baseline
▲ 0.50% · 4.625%
HK$55,009
+HK$3,155/mo
Deposit HK$7.13M · loan HK$10.70M · min. income ≈ HK$103,708/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,283
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$55,739
−HK$1,477/mo
Today · 4.125%
HK$57,216
baseline
▲ 0.50% · 4.625%
HK$60,232
+HK$3,016/mo
Deposit HK$7.13M · loan HK$10.70M · min. income ≈ HK$114,432/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,927
−HK$3,569/mo
▼ 0.25% · 3.875%
HK$58,697
−HK$1,799/mo
Today · 4.125%
HK$60,496
baseline
▲ 0.50% · 4.625%
HK$64,177
+HK$3,681/mo
Deposit HK$5.35M · loan HK$12.48M · min. income ≈ HK$120,992/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,330
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$65,029
−HK$1,723/mo
Today · 4.125%
HK$66,752
baseline
▲ 0.50% · 4.625%
HK$70,270
+HK$3,518/mo
Deposit HK$5.35M · loan HK$12.48M · min. income ≈ HK$133,504/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,191
−HK$4,590/mo
▼ 0.25% · 3.875%
HK$75,468
−HK$2,313/mo
Today · 4.125%
HK$77,781
baseline
▲ 0.50% · 4.625%
HK$82,514
+HK$4,733/mo
Deposit HK$1.78M · loan HK$16.05M · min. income ≈ HK$155,562/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,425
−HK$4,399/mo
▼ 0.25% · 3.875%
HK$83,608
−HK$2,216/mo
Today · 4.125%
HK$85,824
baseline
▲ 0.50% · 4.625%
HK$90,348
+HK$4,524/mo
Deposit HK$1.78M · loan HK$16.05M · min. income ≈ HK$171,648/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,705 · Scale 2, in force from 26 Feb 2026)