LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,666
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$41,931
−HK$1,285/mo
Today · 4.125%
HK$43,216
baseline
▲ 0.50% · 4.625%
HK$45,846
+HK$2,630/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$86,432/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$668,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,241
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$46,454
−HK$1,231/mo
Today · 4.125%
HK$47,685
baseline
▲ 0.50% · 4.625%
HK$50,198
+HK$2,513/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$95,370/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$668,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,799
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$50,317
−HK$1,542/mo
Today · 4.125%
HK$51,859
baseline
▲ 0.50% · 4.625%
HK$55,015
+HK$3,156/mo
Deposit HK$7.13M · loan HK$10.70M · min. income ≈ HK$103,718/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,289
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$55,745
−HK$1,477/mo
Today · 4.125%
HK$57,222
baseline
▲ 0.50% · 4.625%
HK$60,238
+HK$3,016/mo
Deposit HK$7.13M · loan HK$10.70M · min. income ≈ HK$114,444/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,932
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$58,703
−HK$1,800/mo
Today · 4.125%
HK$60,503
baseline
▲ 0.50% · 4.625%
HK$64,184
+HK$3,681/mo
Deposit HK$5.35M · loan HK$12.48M · min. income ≈ HK$121,006/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,337
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$65,035
−HK$1,724/mo
Today · 4.125%
HK$66,759
baseline
▲ 0.50% · 4.625%
HK$70,278
+HK$3,519/mo
Deposit HK$5.35M · loan HK$12.48M · min. income ≈ HK$133,518/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,199
−HK$4,590/mo
▼ 0.25% · 3.875%
HK$75,476
−HK$2,313/mo
Today · 4.125%
HK$77,789
baseline
▲ 0.50% · 4.625%
HK$82,522
+HK$4,733/mo
Deposit HK$1.78M · loan HK$16.05M · min. income ≈ HK$155,578/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,433
−HK$4,400/mo
▼ 0.25% · 3.875%
HK$83,617
−HK$2,216/mo
Today · 4.125%
HK$85,833
baseline
▲ 0.50% · 4.625%
HK$90,357
+HK$4,524/mo
Deposit HK$1.78M · loan HK$16.05M · min. income ≈ HK$171,666/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,775 · Scale 2, in force from 26 Feb 2026)