LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,667
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$41,932
−HK$1,286/mo
Today · 4.125%
HK$43,218
baseline
▲ 0.50% · 4.625%
HK$45,847
+HK$2,629/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$86,436/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$668,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,242
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$46,455
−HK$1,231/mo
Today · 4.125%
HK$47,686
baseline
▲ 0.50% · 4.625%
HK$50,200
+HK$2,514/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$95,372/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$668,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,801
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$50,319
−HK$1,542/mo
Today · 4.125%
HK$51,861
baseline
▲ 0.50% · 4.625%
HK$55,017
+HK$3,156/mo
Deposit HK$7.13M · loan HK$10.70M · min. income ≈ HK$103,722/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,290
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$55,746
−HK$1,478/mo
Today · 4.125%
HK$57,224
baseline
▲ 0.50% · 4.625%
HK$60,240
+HK$3,016/mo
Deposit HK$7.13M · loan HK$10.70M · min. income ≈ HK$114,448/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,934
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$58,705
−HK$1,800/mo
Today · 4.125%
HK$60,505
baseline
▲ 0.50% · 4.625%
HK$64,186
+HK$3,681/mo
Deposit HK$5.35M · loan HK$12.48M · min. income ≈ HK$121,010/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,339
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$65,038
−HK$1,723/mo
Today · 4.125%
HK$66,761
baseline
▲ 0.50% · 4.625%
HK$70,280
+HK$3,519/mo
Deposit HK$5.35M · loan HK$12.48M · min. income ≈ HK$133,522/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,201
−HK$4,591/mo
▼ 0.25% · 3.875%
HK$75,478
−HK$2,314/mo
Today · 4.125%
HK$77,792
baseline
▲ 0.50% · 4.625%
HK$82,525
+HK$4,733/mo
Deposit HK$1.78M · loan HK$16.05M · min. income ≈ HK$155,584/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,436
−HK$4,399/mo
▼ 0.25% · 3.875%
HK$83,620
−HK$2,215/mo
Today · 4.125%
HK$85,835
baseline
▲ 0.50% · 4.625%
HK$90,360
+HK$4,525/mo
Deposit HK$1.78M · loan HK$16.05M · min. income ≈ HK$171,670/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,797 · Scale 2, in force from 26 Feb 2026)