LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,668
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$41,933
−HK$1,285/mo
Today · 4.125%
HK$43,218
baseline
▲ 0.50% · 4.625%
HK$45,848
+HK$2,630/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$86,436/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$668,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,243
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$46,456
−HK$1,231/mo
Today · 4.125%
HK$47,687
baseline
▲ 0.50% · 4.625%
HK$50,201
+HK$2,514/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$95,374/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$668,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,802
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$50,320
−HK$1,542/mo
Today · 4.125%
HK$51,862
baseline
▲ 0.50% · 4.625%
HK$55,018
+HK$3,156/mo
Deposit HK$7.13M · loan HK$10.70M · min. income ≈ HK$103,724/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,292
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$55,748
−HK$1,477/mo
Today · 4.125%
HK$57,225
baseline
▲ 0.50% · 4.625%
HK$60,241
+HK$3,016/mo
Deposit HK$7.13M · loan HK$10.70M · min. income ≈ HK$114,450/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,935
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$58,706
−HK$1,800/mo
Today · 4.125%
HK$60,506
baseline
▲ 0.50% · 4.625%
HK$64,187
+HK$3,681/mo
Deposit HK$5.35M · loan HK$12.48M · min. income ≈ HK$121,012/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,340
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$65,039
−HK$1,723/mo
Today · 4.125%
HK$66,762
baseline
▲ 0.50% · 4.625%
HK$70,281
+HK$3,519/mo
Deposit HK$5.35M · loan HK$12.48M · min. income ≈ HK$133,524/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,203
−HK$4,590/mo
▼ 0.25% · 3.875%
HK$75,480
−HK$2,313/mo
Today · 4.125%
HK$77,793
baseline
▲ 0.50% · 4.625%
HK$82,527
+HK$4,734/mo
Deposit HK$1.78M · loan HK$16.05M · min. income ≈ HK$155,586/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,437
−HK$4,400/mo
▼ 0.25% · 3.875%
HK$83,621
−HK$2,216/mo
Today · 4.125%
HK$85,837
baseline
▲ 0.50% · 4.625%
HK$90,362
+HK$4,525/mo
Deposit HK$1.78M · loan HK$16.05M · min. income ≈ HK$171,674/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,809 · Scale 2, in force from 26 Feb 2026)