LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,669
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$41,934
−HK$1,285/mo
Today · 4.125%
HK$43,219
baseline
▲ 0.50% · 4.625%
HK$45,849
+HK$2,630/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$86,438/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$668,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,243
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$46,457
−HK$1,231/mo
Today · 4.125%
HK$47,688
baseline
▲ 0.50% · 4.625%
HK$50,201
+HK$2,513/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$95,376/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$668,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,802
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$50,320
−HK$1,543/mo
Today · 4.125%
HK$51,863
baseline
▲ 0.50% · 4.625%
HK$55,018
+HK$3,155/mo
Deposit HK$7.13M · loan HK$10.70M · min. income ≈ HK$103,726/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,292
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$55,748
−HK$1,477/mo
Today · 4.125%
HK$57,225
baseline
▲ 0.50% · 4.625%
HK$60,242
+HK$3,017/mo
Deposit HK$7.13M · loan HK$10.70M · min. income ≈ HK$114,450/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,936
−HK$3,570/mo
▼ 0.25% · 3.875%
HK$58,707
−HK$1,799/mo
Today · 4.125%
HK$60,506
baseline
▲ 0.50% · 4.625%
HK$64,188
+HK$3,682/mo
Deposit HK$5.35M · loan HK$12.48M · min. income ≈ HK$121,012/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,341
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$65,039
−HK$1,724/mo
Today · 4.125%
HK$66,763
baseline
▲ 0.50% · 4.625%
HK$70,282
+HK$3,519/mo
Deposit HK$5.35M · loan HK$12.48M · min. income ≈ HK$133,526/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,203
−HK$4,591/mo
▼ 0.25% · 3.875%
HK$75,480
−HK$2,314/mo
Today · 4.125%
HK$77,794
baseline
▲ 0.50% · 4.625%
HK$82,527
+HK$4,733/mo
Deposit HK$1.78M · loan HK$16.05M · min. income ≈ HK$155,588/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,438
−HK$4,400/mo
▼ 0.25% · 3.875%
HK$83,622
−HK$2,216/mo
Today · 4.125%
HK$85,838
baseline
▲ 0.50% · 4.625%
HK$90,363
+HK$4,525/mo
Deposit HK$1.78M · loan HK$16.05M · min. income ≈ HK$171,676/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,816 · Scale 2, in force from 26 Feb 2026)