LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,669
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$41,934
−HK$1,285/mo
Today · 4.125%
HK$43,219
baseline
▲ 0.50% · 4.625%
HK$45,849
+HK$2,630/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$86,438/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$668,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,244
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$46,457
−HK$1,231/mo
Today · 4.125%
HK$47,688
baseline
▲ 0.50% · 4.625%
HK$50,202
+HK$2,514/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$95,376/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$668,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,803
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$50,321
−HK$1,542/mo
Today · 4.125%
HK$51,863
baseline
▲ 0.50% · 4.625%
HK$55,019
+HK$3,156/mo
Deposit HK$7.13M · loan HK$10.70M · min. income ≈ HK$103,726/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,292
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$55,749
−HK$1,477/mo
Today · 4.125%
HK$57,226
baseline
▲ 0.50% · 4.625%
HK$60,242
+HK$3,016/mo
Deposit HK$7.13M · loan HK$10.70M · min. income ≈ HK$114,452/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,936
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$58,707
−HK$1,800/mo
Today · 4.125%
HK$60,507
baseline
▲ 0.50% · 4.625%
HK$64,189
+HK$3,682/mo
Deposit HK$5.35M · loan HK$12.48M · min. income ≈ HK$121,014/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,341
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$65,040
−HK$1,723/mo
Today · 4.125%
HK$66,763
baseline
▲ 0.50% · 4.625%
HK$70,282
+HK$3,519/mo
Deposit HK$5.35M · loan HK$12.48M · min. income ≈ HK$133,526/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,204
−HK$4,590/mo
▼ 0.25% · 3.875%
HK$75,481
−HK$2,313/mo
Today · 4.125%
HK$77,794
baseline
▲ 0.50% · 4.625%
HK$82,528
+HK$4,734/mo
Deposit HK$1.78M · loan HK$16.05M · min. income ≈ HK$155,588/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,439
−HK$4,400/mo
▼ 0.25% · 3.875%
HK$83,623
−HK$2,216/mo
Today · 4.125%
HK$85,839
baseline
▲ 0.50% · 4.625%
HK$90,363
+HK$4,524/mo
Deposit HK$1.78M · loan HK$16.05M · min. income ≈ HK$171,678/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,821 · Scale 2, in force from 26 Feb 2026)