LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,674
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$41,939
−HK$1,286/mo
Today · 4.125%
HK$43,225
baseline
▲ 0.50% · 4.625%
HK$45,855
+HK$2,630/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$86,450/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$668,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,249
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$46,463
−HK$1,231/mo
Today · 4.125%
HK$47,694
baseline
▲ 0.50% · 4.625%
HK$50,208
+HK$2,514/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$95,388/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$668,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,809
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$50,327
−HK$1,543/mo
Today · 4.125%
HK$51,870
baseline
▲ 0.50% · 4.625%
HK$55,026
+HK$3,156/mo
Deposit HK$7.13M · loan HK$10.70M · min. income ≈ HK$103,740/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,299
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$55,756
−HK$1,477/mo
Today · 4.125%
HK$57,233
baseline
▲ 0.50% · 4.625%
HK$60,250
+HK$3,017/mo
Deposit HK$7.13M · loan HK$10.70M · min. income ≈ HK$114,466/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,944
−HK$3,570/mo
▼ 0.25% · 3.875%
HK$58,715
−HK$1,799/mo
Today · 4.125%
HK$60,514
baseline
▲ 0.50% · 4.625%
HK$64,197
+HK$3,683/mo
Deposit HK$5.35M · loan HK$12.49M · min. income ≈ HK$121,028/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,349
−HK$3,423/mo
▼ 0.25% · 3.875%
HK$65,048
−HK$1,724/mo
Today · 4.125%
HK$66,772
baseline
▲ 0.50% · 4.625%
HK$70,291
+HK$3,519/mo
Deposit HK$5.35M · loan HK$12.49M · min. income ≈ HK$133,544/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,213
−HK$4,591/mo
▼ 0.25% · 3.875%
HK$75,491
−HK$2,313/mo
Today · 4.125%
HK$77,804
baseline
▲ 0.50% · 4.625%
HK$82,538
+HK$4,734/mo
Deposit HK$1.78M · loan HK$16.05M · min. income ≈ HK$155,608/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,449
−HK$4,400/mo
▼ 0.25% · 3.875%
HK$83,633
−HK$2,216/mo
Today · 4.125%
HK$85,849
baseline
▲ 0.50% · 4.625%
HK$90,375
+HK$4,526/mo
Deposit HK$1.78M · loan HK$16.05M · min. income ≈ HK$171,698/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,905 · Scale 2, in force from 26 Feb 2026)