LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,675
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$41,940
−HK$1,286/mo
Today · 4.125%
HK$43,226
baseline
▲ 0.50% · 4.625%
HK$45,856
+HK$2,630/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$86,452/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$668,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,251
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$46,464
−HK$1,231/mo
Today · 4.125%
HK$47,695
baseline
▲ 0.50% · 4.625%
HK$50,209
+HK$2,514/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$95,390/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$668,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,810
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$50,328
−HK$1,543/mo
Today · 4.125%
HK$51,871
baseline
▲ 0.50% · 4.625%
HK$55,027
+HK$3,156/mo
Deposit HK$7.14M · loan HK$10.70M · min. income ≈ HK$103,742/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,301
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$55,757
−HK$1,477/mo
Today · 4.125%
HK$57,234
baseline
▲ 0.50% · 4.625%
HK$60,251
+HK$3,017/mo
Deposit HK$7.14M · loan HK$10.70M · min. income ≈ HK$114,468/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,945
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$58,716
−HK$1,800/mo
Today · 4.125%
HK$60,516
baseline
▲ 0.50% · 4.625%
HK$64,198
+HK$3,682/mo
Deposit HK$5.35M · loan HK$12.49M · min. income ≈ HK$121,032/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,351
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$65,050
−HK$1,723/mo
Today · 4.125%
HK$66,773
baseline
▲ 0.50% · 4.625%
HK$70,293
+HK$3,520/mo
Deposit HK$5.35M · loan HK$12.49M · min. income ≈ HK$133,546/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,215
−HK$4,591/mo
▼ 0.25% · 3.875%
HK$75,493
−HK$2,313/mo
Today · 4.125%
HK$77,806
baseline
▲ 0.50% · 4.625%
HK$82,541
+HK$4,735/mo
Deposit HK$1.78M · loan HK$16.05M · min. income ≈ HK$155,612/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,451
−HK$4,401/mo
▼ 0.25% · 3.875%
HK$83,636
−HK$2,216/mo
Today · 4.125%
HK$85,852
baseline
▲ 0.50% · 4.625%
HK$90,377
+HK$4,525/mo
Deposit HK$1.78M · loan HK$16.05M · min. income ≈ HK$171,704/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,923 · Scale 2, in force from 26 Feb 2026)