LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,678
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$41,944
−HK$1,285/mo
Today · 4.125%
HK$43,229
baseline
▲ 0.50% · 4.625%
HK$45,860
+HK$2,631/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$86,458/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$668,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,254
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$46,468
−HK$1,231/mo
Today · 4.125%
HK$47,699
baseline
▲ 0.50% · 4.625%
HK$50,213
+HK$2,514/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$95,398/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$668,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,814
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$50,332
−HK$1,543/mo
Today · 4.125%
HK$51,875
baseline
▲ 0.50% · 4.625%
HK$55,032
+HK$3,157/mo
Deposit HK$7.14M · loan HK$10.70M · min. income ≈ HK$103,750/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,305
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$55,762
−HK$1,477/mo
Today · 4.125%
HK$57,239
baseline
▲ 0.50% · 4.625%
HK$60,256
+HK$3,017/mo
Deposit HK$7.14M · loan HK$10.70M · min. income ≈ HK$114,478/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,950
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$58,721
−HK$1,800/mo
Today · 4.125%
HK$60,521
baseline
▲ 0.50% · 4.625%
HK$64,203
+HK$3,682/mo
Deposit HK$5.35M · loan HK$12.49M · min. income ≈ HK$121,042/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,356
−HK$3,423/mo
▼ 0.25% · 3.875%
HK$65,055
−HK$1,724/mo
Today · 4.125%
HK$66,779
baseline
▲ 0.50% · 4.625%
HK$70,299
+HK$3,520/mo
Deposit HK$5.35M · loan HK$12.49M · min. income ≈ HK$133,558/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,221
−HK$4,592/mo
▼ 0.25% · 3.875%
HK$75,499
−HK$2,314/mo
Today · 4.125%
HK$77,813
baseline
▲ 0.50% · 4.625%
HK$82,547
+HK$4,734/mo
Deposit HK$1.78M · loan HK$16.06M · min. income ≈ HK$155,626/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,458
−HK$4,401/mo
▼ 0.25% · 3.875%
HK$83,642
−HK$2,217/mo
Today · 4.125%
HK$85,859
baseline
▲ 0.50% · 4.625%
HK$90,384
+HK$4,525/mo
Deposit HK$1.78M · loan HK$16.06M · min. income ≈ HK$171,718/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,977 · Scale 2, in force from 26 Feb 2026)