LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,679
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$41,944
−HK$1,286/mo
Today · 4.125%
HK$43,230
baseline
▲ 0.50% · 4.625%
HK$45,860
+HK$2,630/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$86,460/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$668,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,255
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$46,469
−HK$1,231/mo
Today · 4.125%
HK$47,700
baseline
▲ 0.50% · 4.625%
HK$50,214
+HK$2,514/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$95,400/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$668,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,815
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$50,333
−HK$1,543/mo
Today · 4.125%
HK$51,876
baseline
▲ 0.50% · 4.625%
HK$55,032
+HK$3,156/mo
Deposit HK$7.14M · loan HK$10.70M · min. income ≈ HK$103,752/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,306
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$55,762
−HK$1,478/mo
Today · 4.125%
HK$57,240
baseline
▲ 0.50% · 4.625%
HK$60,257
+HK$3,017/mo
Deposit HK$7.14M · loan HK$10.70M · min. income ≈ HK$114,480/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,951
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$58,722
−HK$1,800/mo
Today · 4.125%
HK$60,522
baseline
▲ 0.50% · 4.625%
HK$64,204
+HK$3,682/mo
Deposit HK$5.35M · loan HK$12.49M · min. income ≈ HK$121,044/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,357
−HK$3,423/mo
▼ 0.25% · 3.875%
HK$65,056
−HK$1,724/mo
Today · 4.125%
HK$66,780
baseline
▲ 0.50% · 4.625%
HK$70,300
+HK$3,520/mo
Deposit HK$5.35M · loan HK$12.49M · min. income ≈ HK$133,560/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,222
−HK$4,592/mo
▼ 0.25% · 3.875%
HK$75,500
−HK$2,314/mo
Today · 4.125%
HK$77,814
baseline
▲ 0.50% · 4.625%
HK$82,549
+HK$4,735/mo
Deposit HK$1.78M · loan HK$16.06M · min. income ≈ HK$155,628/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,459
−HK$4,401/mo
▼ 0.25% · 3.875%
HK$83,644
−HK$2,216/mo
Today · 4.125%
HK$85,860
baseline
▲ 0.50% · 4.625%
HK$90,386
+HK$4,526/mo
Deposit HK$1.78M · loan HK$16.06M · min. income ≈ HK$171,720/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,987 · Scale 2, in force from 26 Feb 2026)