LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,680
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$41,945
−HK$1,285/mo
Today · 4.125%
HK$43,230
baseline
▲ 0.50% · 4.625%
HK$45,861
+HK$2,631/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$86,460/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$668,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,256
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$46,469
−HK$1,232/mo
Today · 4.125%
HK$47,701
baseline
▲ 0.50% · 4.625%
HK$50,215
+HK$2,514/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$95,402/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$668,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,815
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$50,334
−HK$1,543/mo
Today · 4.125%
HK$51,877
baseline
▲ 0.50% · 4.625%
HK$55,033
+HK$3,156/mo
Deposit HK$7.14M · loan HK$10.70M · min. income ≈ HK$103,754/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,307
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$55,763
−HK$1,478/mo
Today · 4.125%
HK$57,241
baseline
▲ 0.50% · 4.625%
HK$60,258
+HK$3,017/mo
Deposit HK$7.14M · loan HK$10.70M · min. income ≈ HK$114,482/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$668,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,951
−HK$3,572/mo
▼ 0.25% · 3.875%
HK$58,723
−HK$1,800/mo
Today · 4.125%
HK$60,523
baseline
▲ 0.50% · 4.625%
HK$64,205
+HK$3,682/mo
Deposit HK$5.35M · loan HK$12.49M · min. income ≈ HK$121,046/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,358
−HK$3,423/mo
▼ 0.25% · 3.875%
HK$65,057
−HK$1,724/mo
Today · 4.125%
HK$66,781
baseline
▲ 0.50% · 4.625%
HK$70,301
+HK$3,520/mo
Deposit HK$5.35M · loan HK$12.49M · min. income ≈ HK$133,562/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$668,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,223
−HK$4,592/mo
▼ 0.25% · 3.875%
HK$75,501
−HK$2,314/mo
Today · 4.125%
HK$77,815
baseline
▲ 0.50% · 4.625%
HK$82,550
+HK$4,735/mo
Deposit HK$1.78M · loan HK$16.06M · min. income ≈ HK$155,630/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,460
−HK$4,401/mo
▼ 0.25% · 3.875%
HK$83,645
−HK$2,216/mo
Today · 4.125%
HK$85,861
baseline
▲ 0.50% · 4.625%
HK$90,387
+HK$4,526/mo
Deposit HK$1.78M · loan HK$16.06M · min. income ≈ HK$171,722/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$668,996 · Scale 2, in force from 26 Feb 2026)