LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,681
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$41,946
−HK$1,286/mo
Today · 4.125%
HK$43,232
baseline
▲ 0.50% · 4.625%
HK$45,863
+HK$2,631/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$86,464/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$669,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,257
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$46,471
−HK$1,231/mo
Today · 4.125%
HK$47,702
baseline
▲ 0.50% · 4.625%
HK$50,217
+HK$2,515/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$95,404/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$669,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,817
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$50,336
−HK$1,543/mo
Today · 4.125%
HK$51,879
baseline
▲ 0.50% · 4.625%
HK$55,035
+HK$3,156/mo
Deposit HK$7.14M · loan HK$10.70M · min. income ≈ HK$103,758/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,309
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$55,765
−HK$1,478/mo
Today · 4.125%
HK$57,243
baseline
▲ 0.50% · 4.625%
HK$60,260
+HK$3,017/mo
Deposit HK$7.14M · loan HK$10.70M · min. income ≈ HK$114,486/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,954
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$58,725
−HK$1,800/mo
Today · 4.125%
HK$60,525
baseline
▲ 0.50% · 4.625%
HK$64,208
+HK$3,683/mo
Deposit HK$5.35M · loan HK$12.49M · min. income ≈ HK$121,050/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$669,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,360
−HK$3,423/mo
▼ 0.25% · 3.875%
HK$65,059
−HK$1,724/mo
Today · 4.125%
HK$66,783
baseline
▲ 0.50% · 4.625%
HK$70,304
+HK$3,521/mo
Deposit HK$5.35M · loan HK$12.49M · min. income ≈ HK$133,566/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$669,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,226
−HK$4,592/mo
▼ 0.25% · 3.875%
HK$75,504
−HK$2,314/mo
Today · 4.125%
HK$77,818
baseline
▲ 0.50% · 4.625%
HK$82,553
+HK$4,735/mo
Deposit HK$1.78M · loan HK$16.06M · min. income ≈ HK$155,636/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,463
−HK$4,401/mo
▼ 0.25% · 3.875%
HK$83,648
−HK$2,216/mo
Today · 4.125%
HK$85,864
baseline
▲ 0.50% · 4.625%
HK$90,390
+HK$4,526/mo
Deposit HK$1.78M · loan HK$16.06M · min. income ≈ HK$171,728/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,022 · Scale 2, in force from 26 Feb 2026)