LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,683
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$41,948
−HK$1,286/mo
Today · 4.125%
HK$43,234
baseline
▲ 0.50% · 4.625%
HK$45,864
+HK$2,630/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$86,468/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$669,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,259
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$46,473
−HK$1,231/mo
Today · 4.125%
HK$47,704
baseline
▲ 0.50% · 4.625%
HK$50,219
+HK$2,515/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$95,408/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$669,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,819
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$50,338
−HK$1,542/mo
Today · 4.125%
HK$51,880
baseline
▲ 0.50% · 4.625%
HK$55,037
+HK$3,157/mo
Deposit HK$7.14M · loan HK$10.70M · min. income ≈ HK$103,760/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,311
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$55,767
−HK$1,478/mo
Today · 4.125%
HK$57,245
baseline
▲ 0.50% · 4.625%
HK$60,262
+HK$3,017/mo
Deposit HK$7.14M · loan HK$10.70M · min. income ≈ HK$114,490/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,956
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$58,727
−HK$1,800/mo
Today · 4.125%
HK$60,527
baseline
▲ 0.50% · 4.625%
HK$64,210
+HK$3,683/mo
Deposit HK$5.35M · loan HK$12.49M · min. income ≈ HK$121,054/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$669,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,362
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$65,062
−HK$1,724/mo
Today · 4.125%
HK$66,786
baseline
▲ 0.50% · 4.625%
HK$70,306
+HK$3,520/mo
Deposit HK$5.35M · loan HK$12.49M · min. income ≈ HK$133,572/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$669,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,229
−HK$4,592/mo
▼ 0.25% · 3.875%
HK$75,506
−HK$2,315/mo
Today · 4.125%
HK$77,821
baseline
▲ 0.50% · 4.625%
HK$82,556
+HK$4,735/mo
Deposit HK$1.78M · loan HK$16.06M · min. income ≈ HK$155,642/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,466
−HK$4,401/mo
▼ 0.25% · 3.875%
HK$83,651
−HK$2,216/mo
Today · 4.125%
HK$85,867
baseline
▲ 0.50% · 4.625%
HK$90,394
+HK$4,527/mo
Deposit HK$1.78M · loan HK$16.06M · min. income ≈ HK$171,734/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,045 · Scale 2, in force from 26 Feb 2026)