LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,683
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$41,949
−HK$1,286/mo
Today · 4.125%
HK$43,235
baseline
▲ 0.50% · 4.625%
HK$45,865
+HK$2,630/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$86,470/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$669,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,260
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$46,474
−HK$1,231/mo
Today · 4.125%
HK$47,705
baseline
▲ 0.50% · 4.625%
HK$50,220
+HK$2,515/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$95,410/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$669,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,820
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$50,339
−HK$1,543/mo
Today · 4.125%
HK$51,882
baseline
▲ 0.50% · 4.625%
HK$55,039
+HK$3,157/mo
Deposit HK$7.14M · loan HK$10.70M · min. income ≈ HK$103,764/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,312
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$55,769
−HK$1,477/mo
Today · 4.125%
HK$57,246
baseline
▲ 0.50% · 4.625%
HK$60,264
+HK$3,018/mo
Deposit HK$7.14M · loan HK$10.70M · min. income ≈ HK$114,492/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,957
−HK$3,572/mo
▼ 0.25% · 3.875%
HK$58,729
−HK$1,800/mo
Today · 4.125%
HK$60,529
baseline
▲ 0.50% · 4.625%
HK$64,212
+HK$3,683/mo
Deposit HK$5.35M · loan HK$12.49M · min. income ≈ HK$121,058/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$669,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,364
−HK$3,423/mo
▼ 0.25% · 3.875%
HK$65,063
−HK$1,724/mo
Today · 4.125%
HK$66,787
baseline
▲ 0.50% · 4.625%
HK$70,308
+HK$3,521/mo
Deposit HK$5.35M · loan HK$12.49M · min. income ≈ HK$133,574/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$669,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,230
−HK$4,592/mo
▼ 0.25% · 3.875%
HK$75,508
−HK$2,314/mo
Today · 4.125%
HK$77,822
baseline
▲ 0.50% · 4.625%
HK$82,558
+HK$4,736/mo
Deposit HK$1.78M · loan HK$16.06M · min. income ≈ HK$155,644/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,468
−HK$4,401/mo
▼ 0.25% · 3.875%
HK$83,653
−HK$2,216/mo
Today · 4.125%
HK$85,869
baseline
▲ 0.50% · 4.625%
HK$90,396
+HK$4,527/mo
Deposit HK$1.78M · loan HK$16.06M · min. income ≈ HK$171,738/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,062 · Scale 2, in force from 26 Feb 2026)