LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,685
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$41,951
−HK$1,285/mo
Today · 4.125%
HK$43,236
baseline
▲ 0.50% · 4.625%
HK$45,867
+HK$2,631/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$86,472/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$669,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,262
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$46,476
−HK$1,231/mo
Today · 4.125%
HK$47,707
baseline
▲ 0.50% · 4.625%
HK$50,222
+HK$2,515/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$95,414/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$669,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,822
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$50,341
−HK$1,543/mo
Today · 4.125%
HK$51,884
baseline
▲ 0.50% · 4.625%
HK$55,041
+HK$3,157/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$103,768/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,314
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$55,771
−HK$1,477/mo
Today · 4.125%
HK$57,248
baseline
▲ 0.50% · 4.625%
HK$60,266
+HK$3,018/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$114,496/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,959
−HK$3,572/mo
▼ 0.25% · 3.875%
HK$58,731
−HK$1,800/mo
Today · 4.125%
HK$60,531
baseline
▲ 0.50% · 4.625%
HK$64,214
+HK$3,683/mo
Deposit HK$5.35M · loan HK$12.49M · min. income ≈ HK$121,062/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$669,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,366
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$65,066
−HK$1,724/mo
Today · 4.125%
HK$66,790
baseline
▲ 0.50% · 4.625%
HK$70,310
+HK$3,520/mo
Deposit HK$5.35M · loan HK$12.49M · min. income ≈ HK$133,580/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$669,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,233
−HK$4,592/mo
▼ 0.25% · 3.875%
HK$75,511
−HK$2,314/mo
Today · 4.125%
HK$77,825
baseline
▲ 0.50% · 4.625%
HK$82,561
+HK$4,736/mo
Deposit HK$1.78M · loan HK$16.06M · min. income ≈ HK$155,650/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,471
−HK$4,402/mo
▼ 0.25% · 3.875%
HK$83,656
−HK$2,217/mo
Today · 4.125%
HK$85,873
baseline
▲ 0.50% · 4.625%
HK$90,399
+HK$4,526/mo
Deposit HK$1.78M · loan HK$16.06M · min. income ≈ HK$171,746/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,087 · Scale 2, in force from 26 Feb 2026)