LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,689
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$41,954
−HK$1,286/mo
Today · 4.125%
HK$43,240
baseline
▲ 0.50% · 4.625%
HK$45,871
+HK$2,631/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$86,480/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$669,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,266
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$46,480
−HK$1,231/mo
Today · 4.125%
HK$47,711
baseline
▲ 0.50% · 4.625%
HK$50,226
+HK$2,515/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$95,422/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$669,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,826
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$50,345
−HK$1,543/mo
Today · 4.125%
HK$51,888
baseline
▲ 0.50% · 4.625%
HK$55,045
+HK$3,157/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$103,776/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,319
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$55,776
−HK$1,477/mo
Today · 4.125%
HK$57,253
baseline
▲ 0.50% · 4.625%
HK$60,271
+HK$3,018/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$114,506/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,964
−HK$3,572/mo
▼ 0.25% · 3.875%
HK$58,736
−HK$1,800/mo
Today · 4.125%
HK$60,536
baseline
▲ 0.50% · 4.625%
HK$64,220
+HK$3,684/mo
Deposit HK$5.35M · loan HK$12.49M · min. income ≈ HK$121,072/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$669,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,372
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$65,071
−HK$1,725/mo
Today · 4.125%
HK$66,796
baseline
▲ 0.50% · 4.625%
HK$70,317
+HK$3,521/mo
Deposit HK$5.35M · loan HK$12.49M · min. income ≈ HK$133,592/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$669,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,239
−HK$4,593/mo
▼ 0.25% · 3.875%
HK$75,518
−HK$2,314/mo
Today · 4.125%
HK$77,832
baseline
▲ 0.50% · 4.625%
HK$82,568
+HK$4,736/mo
Deposit HK$1.78M · loan HK$16.06M · min. income ≈ HK$155,664/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,478
−HK$4,402/mo
▼ 0.25% · 3.875%
HK$83,663
−HK$2,217/mo
Today · 4.125%
HK$85,880
baseline
▲ 0.50% · 4.625%
HK$90,407
+HK$4,527/mo
Deposit HK$1.78M · loan HK$16.06M · min. income ≈ HK$171,760/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,145 · Scale 2, in force from 26 Feb 2026)