LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,690
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$41,956
−HK$1,286/mo
Today · 4.125%
HK$43,242
baseline
▲ 0.50% · 4.625%
HK$45,873
+HK$2,631/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$86,484/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$669,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,267
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$46,481
−HK$1,232/mo
Today · 4.125%
HK$47,713
baseline
▲ 0.50% · 4.625%
HK$50,228
+HK$2,515/mo
Deposit HK$8.92M · loan HK$8.92M · min. income ≈ HK$95,426/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$669,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,828
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$50,347
−HK$1,543/mo
Today · 4.125%
HK$51,890
baseline
▲ 0.50% · 4.625%
HK$55,048
+HK$3,158/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$103,780/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,321
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$55,778
−HK$1,478/mo
Today · 4.125%
HK$57,256
baseline
▲ 0.50% · 4.625%
HK$60,274
+HK$3,018/mo
Deposit HK$7.14M · loan HK$10.71M · min. income ≈ HK$114,512/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$669,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,966
−HK$3,573/mo
▼ 0.25% · 3.875%
HK$58,738
−HK$1,801/mo
Today · 4.125%
HK$60,539
baseline
▲ 0.50% · 4.625%
HK$64,222
+HK$3,683/mo
Deposit HK$5.35M · loan HK$12.49M · min. income ≈ HK$121,078/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$669,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,374
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$65,074
−HK$1,724/mo
Today · 4.125%
HK$66,798
baseline
▲ 0.50% · 4.625%
HK$70,319
+HK$3,521/mo
Deposit HK$5.35M · loan HK$12.49M · min. income ≈ HK$133,596/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$669,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,242
−HK$4,593/mo
▼ 0.25% · 3.875%
HK$75,521
−HK$2,314/mo
Today · 4.125%
HK$77,835
baseline
▲ 0.50% · 4.625%
HK$82,571
+HK$4,736/mo
Deposit HK$1.78M · loan HK$16.06M · min. income ≈ HK$155,670/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,481
−HK$4,403/mo
▼ 0.25% · 3.875%
HK$83,667
−HK$2,217/mo
Today · 4.125%
HK$85,884
baseline
▲ 0.50% · 4.625%
HK$90,411
+HK$4,527/mo
Deposit HK$1.78M · loan HK$16.06M · min. income ≈ HK$171,768/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$669,172 · Scale 2, in force from 26 Feb 2026)